Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
LEASE TO KEYS
Ahorre miles en el proceso de compra de vivienda
Estamos ayudando a los inquilinos a convertirse en propietarios de vivienda ofreciéndoles hasta 2.500 dólares para los gastos de cierre con Lease to Keys.
Empezar
Renting vs Buying
Renting is short-term ease. Owning is long-term gain.
Frequently Asked Questions
How much can I get?
What are closing costs?
Are there any location requirements?
How do I qualify?
When you're ready, we're here
* Clients who are current renters will receive a lender credit toward closing equivalent to one month’s rent, up to $2,500. Current renters are defined as individuals who are currently under a lease agreement, who have a verifiable rental agreement and payment history of at least 3 months. Offer only valid on primary residences. Offer not available for Non-Occupant Co-Clients. Offer valid only on Federal Housing Administration (FHA) loans. Subject to credit approval. Offer is non-transferable. Offer is not valid with any other discounts or promotions. Additional restrictions/conditions apply. Total Mortgage Services, LLC reserves the right to modify/cancel this offer at any time. This is not a commitment to lend.