Total Mortgage's Denise Peach Named #1 Top MassHousing Loan Originator

About Total Mortgage

 

Since 1997, Total Mortgage has been committed to helping families across the country find the right mortgage solutions. With a focus on innovation, customer service, and community, Total Mortgage loan officers like Denise Peach continue to make homeownership more attainable for everyone. 

Why MassHousing?

 

MassHousing is a state-supported agency that offers affordable mortgage solutions to first-time buyers across Massachusetts. One of its most impactful tools is their Down Payment Assistance (DPA) program, which provides up to $30,000 toward a down payment in every city and town across the state. These funds can even be layered with other local or national assistance programs, allowing first-time buyers to easily jump one of the biggest hurdles when buying their first home. 

 

By leveraging MassHousing programs, Denise helps borrowers clear this barrier and move confidently into their new homes.

Borrower Requirements

 

To qualify for MassHousing’s DPA programs, buyers must meet a few key requirements: 

• A minimum credit score of 640 

• Completion of a homeowner education course

• Income that falls within MassHousing’s set limits

• Working with a MassHousing-approved lender (like Denise Peach!)

 

Denise’s Approach

 

Denise has built her reputation on guiding clients step-by-step through the mortgage process. She combines deep knowledge of MassHousing’s programs with a personalized approach the ensures buyers understand their options. Whether a borrower needs help determining eligibility, connecting with education resources, or just wondering how to get started, Denise makes the process clear and approachable.

 

Opening the Door to Homeownership

 

For the first-time buyers, working with Denise means having a trusted partner who knows how to maximize the benefits of state programs. Her top-ranking recognition is more than a title, it’s a reflection of the many many families she has already helped secure affordable mortgages and the many more she will guide in the future.

Denise Peach: #1 Top MassHousing Loan Originator

 Buying a home in Massachusetts has never been more accessible thanks to the dedication and expertise of Total Mortgage’s own Denise Peach. Denise has been recognized as the #1 Top MassHousing Loan Originator, a title that highlights her commitment to helping first-time homebuyers achieve the dream of homeownership. “For many first-time buyers, the down payment feels like an impossible hurdle,” said Denise Peach. “My goal is to show them that resources exist, and with the right guidance, homeownership is absolutely within reach.”

Buying a house in Massachusetts? The obvious lender for you is Denise Peach. She is the #1 Top MassHousing Lender for the last 5 years.

 

Why use MassHousing?

MassHousing specializes in helping first-time homebuyers get conventional or FHA loans. One way they do this is through downpayment assistance programs that entail giving up to $30,000 to first-time buyers in every city and town in Massachusetts to help cover a down payment. This can also be combined with other assistance programs! Denise recognizes that saving for a down payment is one of the major hurdles for homeowners, so working with MassHousing is a no-brainer. 

 

Of course there are requirements in order to be eligible for these programs.

 

Borrower requirements: 

• Minimum credit score of 640

• Complete a homebuyer education course

• Meets MassHousing income limits

• Work with an approved lender (like Denise Peach!)