Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Servicing
Flood Insurance 101
Discover the essentials of flood insurance with Total Mortgage's Flood Insurance 101 guide. Learn how to protect your home and finances from flood damage risks. Get informed today!
What is Title Insurance?
What is Title Insurance?
New Forms Can Help You Save on Closing Costs
New Forms Can Help You Save on Closing Costs
Mortgage Pre-approval: Why You Want It & What to Do if You Can't Get It
Mortgage Pre-approval: Why You Want It & What to Do if You Can't Get It
Do You Really Need Owners' Title Insurance?
Do You Really Need Owners' Title Insurance?
What is a Mortgage Insurance Premium (MIP)?
What is a Mortgage Insurance Premium (MIP)?
New Closing Forms Encourage Shopping for Services
New Closing Forms Encourage Shopping for Services
Should You Save for a Down Payment, or Pay Off Debt?
Should You Save for a Down Payment, or Pay Off Debt?
What Does It Mean to Be Pre-Approved for a Mortgage?
What Does It Mean to Be Pre-Approved for a Mortgage?
4 Ways to Lower Closing Costs
4 Ways to Lower Closing Costs
3 Reasons for Rejection After Preapproval for Mortgage
3 Reasons for Rejection After Preapproval for Mortgage
3 Unexpected Types of Insurance You Need as a Homeowner
3 Unexpected Types of Insurance You Need as a Homeowner
Saving for a Down Payment? Try These Strategies
Saving for a Down Payment? Try These Strategies
3 Surprising Things Your Homeowner’s Insurance Covers (And 3 It Doesn’t)
3 Surprising Things Your Homeowner’s Insurance Covers (And 3 It Doesn’t)
Can You Afford a Mortgage Payment?
Can You Afford a Mortgage Payment?
Three Reasons Why It Pays to Have a Pre-approval Letter
Three Reasons Why It Pays to Have a Pre-approval Letter
Climate Worries are Sending Insurance Companies Running
Climate Worries are Sending Insurance Companies Running
Getting Rid of Private Mortgage Insurance
Getting Rid of Private Mortgage Insurance