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Buy
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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
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About
Refinancing
How To: Make Your Money Work for You with Cash-Out Refinance Funds
How To: Make Your Money Work for You with Cash-Out Refinance Funds
What is a Cash Out Refinance?
What is a Cash Out Refinance?
New Refinancing Program Helps Low-Equitied Homeowners
New Refinancing Program Helps Low-Equitied Homeowners
Why More Homeowners are Refinancing to Shorten Their Terms
Why More Homeowners are Refinancing to Shorten Their Terms
Ever Lower Rates Bring out the Serial Refinancers
Ever Lower Rates Bring out the Serial Refinancers
Refinancing Redux: What Happens the Second Time Around?
Refinancing Redux: What Happens the Second Time Around?
5 Reasons to Refinance
5 Reasons to Refinance
Refinancing? Your Original Lender May Not Be Your Best Option
Refinancing? Your Original Lender May Not Be Your Best Option
Divorce & Refinancing: What to Know
Divorce & Refinancing: What to Know
Thinking of Refinancing? 4 Good Reasons to Follow Through
Thinking of Refinancing? 4 Good Reasons to Follow Through
4 Ways to Speed Up the Mortgage Refi Process
4 Ways to Speed Up the Mortgage Refi Process
How to Recognize a Bad Mortgage Refinance Loan
How to Recognize a Bad Mortgage Refinance Loan
When NOT to Refinance Your Mortgage
When NOT to Refinance Your Mortgage
3 Ways to Receive a Low or No-Fee Refinancing
3 Ways to Receive a Low or No-Fee Refinancing
Unable to Retire? Here are Four Refinance Options That Can Help
Unable to Retire? Here are Four Refinance Options That Can Help
With 30-year mortgage rates falling, is it time to refinance?
With 30-year mortgage rates falling, is it time to refinance?
3 Refinance Options You Should Always Avoid
3 Refinance Options You Should Always Avoid
Five Refinancing Tips for the Self-Employed
Five Refinancing Tips for the Self-Employed