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Refinance Mortgage Calculator
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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Mortgage Basics
Unlock Your Real Estate Potential with Seller Credit
Explore new possibilities in real estate with seller credit. Maximize your profits and navigate transactions seamlessly. Be a smart investor!
What Is Private Mortgage Insurance? How it Works and How to Avoid Paying PMI
Let’s take a look at private mortgage insurance, how much it impacts the cost of your mortgage, and how to avoid paying PMI.
How to Use Gift Money for a Down Payment
How to Use Gift Money for a Down Payment
House Hacking: The Pros And Cons Explained
House Hacking: The Pros And Cons Explained
The Ultimate Guide to As-Is Sales: Risks, Benefits, and What to Expect
The Ultimate Guide to As-Is Sales: Risks, Benefits, and What to Expect
What is an Inspection Contingency Clause?
What is an Inspection Contingency Clause?
How to Get a Mortgage When Relocating
How to Get a Mortgage When Relocating
Do Student Loans Affect Credit Score?
Do Student Loans Affect Credit Score?
Boston Real Estate & Housing Market: Prices & Forecast
Boston Real Estate & Housing Market: Prices & Forecast
HELOC on Rental Property: Home Equity Line of Credit Explained
HELOC on Rental Property: Home Equity Line of Credit Explained
How to Sell a House to a Family Member: Everything You Need to Know
How to Sell a House to a Family Member: Everything You Need to Know
How to Get a Mortgage Without a Job: 5 Tips for Success
How to Get a Mortgage Without a Job: 5 Tips for Success
Does Mortgage Pre-Approval Affect Credit Score? Here’s What You Need to Know
Does Mortgage Pre-Approval Affect Credit Score? Here’s What You Need to Know
How to Back Out of Your Mortgage the Right Way
How to Back Out of Your Mortgage the Right Way
How Does the Federal Reserve Impact Mortgage Rates?
How Does the Federal Reserve Impact Mortgage Rates?
Four Reasons to Limit Your Budget for a Home Purchase
Discover the top four reasons why depleting your savings to buy a home might not be the best idea. Learn about smarter financial strategies at Total Mortgage.
How to Remove Someone From a Mortgage
How to Remove Someone From a Mortgage
Four of the Best Reasons to Downsize Your Home
Four of the Best Reasons to Downsize Your Home