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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
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About
Loan Types

Guide To Getting A Mortgage Loan As A Self-Employed Borrower
Guide To Getting A Mortgage Loan As A Self-Employed Borrower

APR vs Interest Rate On A Loan: Explore The Differences
What you pay to borrow money goes beyond your interest rate. By knowing what APR on a mortgage means, you can get a better understanding of the total cost of your mortgage.

VA Loans: Requirements, Process, and Eligibility Explained
Planning to purchase a home or refinance an existing one? If you served in the military or you’re a surviving spouse, then a VA home loan may be best for you!

How Do No-Doc Mortgage Loans & Self-Employed Home Loans Work?
How Do No-Doc Mortgage Loans & Self-Employed Home Loans Work?

How Do Jumbo Loans Work?
How Do Jumbo Loans Work?

Let’s Talk Loan Options: Conventional Loans
Let’s Talk Loan Options: Conventional Loans

Let's Talk Loan Options: VA Home Loans
Let's Talk Loan Options: VA Home Loans

Let’s Talk Loan Options: USDA
Let’s Talk Loan Options: USDA

Let’s Talk Loan Types: FHA Loan
FHA loans are a great option for first time buyers or people with low credit. However, not all loan types are the same and it is important to know your options.

How to Qualify for a USDA Loan
How to Qualify for a USDA Loan

5 Ways to Pay off a Mortgage Loan Early
5 Ways to Pay off a Mortgage Loan Early

Your Mortgage vs. A Cash Offer: What You Can Do
Your Mortgage vs. A Cash Offer: What You Can Do

What is a Doctor Loan?
What is a Doctor Loan?

What is an FHA Loan & What Are The Main Benefits?
Explore FHA loan requirements and discover the benefits of an FHA loan through our 2023 guide on this government-insured mortgage option.

Does Your Home Loan Have a Prepayment Penalty?
Does Your Home Loan Have a Prepayment Penalty?

Mortgage Comparison: FHA vs. Conventional Fixed
Mortgage Comparison: FHA vs. Conventional Fixed

Reverse Mortgage—A Loan of First Resort
Reverse Mortgage—A Loan of First Resort

How to Compare Mortgage Loan Products
How to Compare Mortgage Loan Products




