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Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
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Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Loan Types
Can Renovation Loans be Built Into Your Mortgage?
Can Renovation Loans be Built Into Your Mortgage?
What is a USDA Loan?
A USDA home loan program is a particular home mortgage program designed to provide mortgages to moderate to lower-income residents of rural parts.
How to Choose Between an FHA and a Conventional Loan
How to Choose Between an FHA and a Conventional Loan
Unlock Your Wealth with a Home Equity Line of Credit
Leverage your biggest asset! Explore how a home equity line of credit can unlock opportunities for debt consolidation or home improvements.
What is an FHA Loan? The Good and the Bad
Explore the advantages and disadvantages of FHA loans. Learn how these government-backed mortgages can impact your home buying journey.
How FHA 203K Home Renovation Loans Work and How to Qualify
FHA 203k home renovation loan: Funds for buying, refinancing, and renovating your home. Get tips on how to qualify before starting your next big project.
FHA vs Conventional Loan: What's Better for You?
FHA vs Conventional Loans discover the differences in eligibility and credit requirements, and choose the right mortgage option for your needs.
USDA Home Loans: Everything You Need to Know
A U.S. Department of Agriculture (USDA) loan is designed to support rural land development. USDA home loans are meant for home buyers with low to moderate incomes or those buying for the first time.
House vs Condo: What's Better for a Second Home?
House vs Condo: What's Better for a Second Home?
Guaranteed Mortgages: How to Get Guaranteed Loan Approval
Guaranteed Mortgages: How to Get Guaranteed Loan Approval
How FHA 203K Loans Work and How to Qualify
How FHA 203K Loans Work and How to Qualify
Home Loan Offset Account: What Is It and How Does It Work?
Home Loan Offset Account: What Is It and How Does It Work?
Home Inspection vs. Appraisal: The Big Differences to Know
Home Inspection vs. Appraisal: The Big Differences to Know
Everything You Need to Know About Construction Loan Requirements
Everything You Need to Know About Construction Loan Requirements
Understanding Debt Consolidation & Home Equity Lines of Credit (HELOC)
Learn about the benefits of consolidation of debt and how to leverage your assets with a Home Equity Line of Credit (HELOC) in our comprehensive guide.
Can You Cosign on a Loan?
Can You Cosign on a Loan?
Mobile Home Loans: Financing Options for Prefabricated Homes
Total Mortgage can help you secure financing for your prefabricated home. Learn about mobile home loans and start your application now.
Prequalified vs Preapproved: Learn the Difference
Prequalified vs Preapproved: Learn the Difference