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If you’re rebuilding your credit, you might feel that a mortgage loan is out of reach. Today, many lenders require a minimum credit score between 680 and 700. And if your score isn’t within this range, you might push aside any plans to purchase a home — at least for now It’s true that mortgage... View Article
It may not seem like that long ago, but the 1900s are now more than a decade behind us. For new homebuyers, this means that a home that was made prior to the turn of the century is already dated. While older homes certainly have their benefits, over time, there may be a few things... View Article
When you’re shoving the contents of your life into the back of a moving van Tetris-style, it’s easy to forget the little things. But what seems unimportant in the middle of a moving frenzy can actually cost you later. Here are some small-but-important details that you should probably remember when moving to a new house.... View Article
Whether it’s a challenging roommate, a long commute, or marriage (just to name a few reasons) at some point many of us decide to stop renting and take the plunge of purchasing a home. The housing market continues recovering from its 2008 crash and home prices are rising although they’re not quite back to normal.... View Article
The good news is that you can take out a home equity line of credit, better known as a HELOC, on a rental property. Most lenders will give you a HELOC – if your credit is good – on rental properties that have up to four units. And lenders don’t care what you’ll use your... View Article
As the real estate industry continues to recover from the real estate bubble, many homeowners face a dilemma. While they may be ready to move from an existing home to a new one, however, the market hasn’t completely recovered. If you feel like you can’t wait to upgrade, consider these reasons to wait a little... View Article
Sioux Falls, South Dakota might sound familiar to many; chances are your credit card company might be based there thanks to a zero corporate income tax rate. Sioux Falls also functions as an important healthcare and retail hub for the region due to the relative remoteness and lack of comparative amenities in the surrounding areas.... View Article
Home appraisals are part of the real restate transaction process to ensure both the buyer and seller strike a relatively fair deal. Typically performed by the buyer’s lender, an appraiser’s goal is to determine if the agreed upon sales price is correct so the lender doesn’t give more than what the property is worth. Unfortunately,... View Article
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