Zach Cofrancesco

Our Lender, Zach, C., was extremely responsive, knowledgeable, and frank. He even made himself available in the nights and weekends, and took the time to explain any concept that was challenging. Would fully recommend.

Zach was great. Fast to respond. Answered all questions when needed. Overall loan process was efficient. Nothing bad to say here ! Thank you Zach! Would recommend to anyone!

Zach is very knowelegable and passionate about his profession. Most questions I had as a first time homebuyer he could answer off the top of his head, and any he could not he got back to me within 24 hours. His eagerness to help was a bit offputting at first, but once I realized he was just happy to help and provide all the information, it became a very positive quality. Thank you very much for helping me through the purchase of my first house.

Zach made what could have been a stressful home-buying experience feel smooth from start to finish. He was always available to answer my questions, explained every step of the mortgage process in a way that was easy to understand, and kept me updated throughout the entire transaction. I never felt like I was left wondering what was happening next. He was knowledgeable, responsive, and genuinely cared about helping me get into my new home. Even when unexpected questions or challenges came up, Zach handled everything professionally and made sure I felt confident moving forward. His communication and attention to detail really stood out. I couldn’t have asked for a better lender to work with and would recommend Zach without hesitation to anyone looking to buy a home. Thank you for making such an important milestone a great experience!

Zach Cofrancesco is simply exceptional. From day one, he educated and guided me through every step with extraordinary detail, breaking down complex mortgage concepts into clear, meaningful conversations. His personable approach made an intimidating process feel like working with a trusted friend, yet his professionalism and accuracy are impeccable. Zach’s commitment to finding the perfect mortgage for your specific financial goals is unmatched. He listens intently, asks the right questions, and crafts tailored solutions with complete transparency and integrity. His service goes above and beyond, consistently responding to questions well after business hours, showing genuine dedication. He’s the gold standard and I will be recommending him to everyone I know. Highest recommendation possible.

Everyone was very helpful, and everything moved very smoothly.

⭐️⭐️⭐️⭐️⭐️ I can’t say enough amazing things about Zach and his team at Total Mortgage! From start to finish, the entire process was seamless, stress-free, and actually enjoyable (which says a lot when it comes to mortgages). Zach is incredibly knowledgeable, responsive, and genuinely cares about his clients. He took the time to explain every step, answer all my questions (no matter how small), and made sure I felt confident and comfortable throughout the entire process. His attention to detail and commitment to getting the best outcome truly sets him apart. His team was just as impressive—organized, efficient, and always one step ahead. Everything was handled quickly and professionally, and I always felt like I was in the best hands. If you’re looking for a mortgage broker who is trustworthy, dedicated, and goes above and beyond, Zach and the team at Total Mortgage are the absolute best. I would recommend them 1000 times over! Thank you again for making this such a smooth and positive experience

Working with Zach and his team, was truly a great experience. They were professional, knowledgeable, and always quick to respond, making the entire process smooth and far less stressful. I especially appreciated their patience, clear communication, and dedication to helping me every step of the way. I’m so grateful for their support and would highly recommend!

It was immediately apparent that Zach cares about his customers and doing everything in his power to help dreams come true. Zach took our very complicated situation on with open arms, helping advise on credit improvement, exploring all options, and stayed by our side nearly 6 months from random inquiry to official close. He is always responsive and incredibly personable. We have recommended him to several friends.

Zach was excellent!! He took the time to explain everything from start to finish. He kept in contact with me. When I had a question he always took the time to answer and explain. Zach made my experience special.

Awesome services an friendly team overall great

Zach was the best! He was so knowledgeable and explained everything and all the processes very well. I would recommend him to anyone I know looking to secure a mortgage or just to someone who has questions that need answers.

Fast and smooth processing, friendly service, always available, and a low rate.

Zach was extremely helpful in the purchase of my new home. He worked long hours with countless phone calls to smooth out the many obstacles that we came across during this process. He was able to obtain a loan that was reasonable and affordable for my family ensuring a comfortable home buying experience!

Our experience with Zach and his team was amazing. The home buying process can definitely be stressful but he always made you feel at ease. Not only was he extremely professional, he was also quick to respond and very communicative. Couldn’t be happier!

Zach did a great job as well as Steve and Lisa

Zach was amazing. Explained everything, was transparent from the start, responsive, and worked with my realtor to execute a perfect sales cycle. Feel lucky to have had him on our first home purchase and will continue to use him on any future loan needs

I had an awesome experience. They were very professional and knowledgeable. They helped me make my dream a reality. My family and I are extremely grateful.

Working with Zach was one of the best decisions my wife and I made in our home buying process. He worked tirelessly every day to make sure we got the best deal possible. Friendly, cooperative, honest, patient, and extremely knowledgeable. Always responded to our inquiries quickly and treated us like family every step of the way. I strongly recommend him to anyone looking for their forever home!

"Very satisfied with the help, especially Zach Cofrancesco. Very satisfied with the help. "

"Zack Cofrancesco was my loan advisor \nThank you so much for your time u had made my home purchase easy and smooth. Not only I had good Experience working with Zack he did Awesome, superb and amazing job. I can’t thank him enough for his professionalism and time management. He is a great one for your company, I wish him all the success on his profession."

The best decision I made was using Zach as my mortgage lender. From start to finish, Zach redefined what customer service should be. He worked tirelessly—not just during standard business hours, but on weekends and evenings—always just a call or message away. His dedication, responsiveness, and deep knowledge of the mortgage process made a potentially stressful time feel completely manageable. What truly stood out was how much he cared. Zach didn't just process paperwork—he advocated for me, explained every detail with patience and clarity, and made sure I got the best possible outcome. Every step of the way, he went above and beyond expectations, and it never felt like I was just another client. If you're looking for someone who will go the extra mile (and then some), Zach is the one you want in your corner. I can’t recommend him highly enough.

Zach was extremely informative during my mortgage process. I liked his demeanor he presented over the phone. From the first communications with him I could trust him. He didn’t come across as a used car salesman. I would definitely recommend him to anyone who is looking for a mortgage.