Melissa Clifton

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Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Calculators

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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Mortgage Calculator

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

(978) 502-9151 Apply now

Melissa Clifton

Name: Melissa Clifton
Rating: 4.98

Senior Mortgage Banker NMLS #744993

4.98

110 reviews

Apply now

mclifton@totalmortgage.com

Cell Phone

978.502.9151

Branch Address

975 Merriam Ave, Suite 212
Leominster, MA 01453
Branch NMLS# 1822397

Melissa has been a resident of Fitchburg, MA for the last 20 years, and has spent the last 15 years in the financial industry building relationships within the community.

She takes pride in the work she does, and she strives to be the best she can be. She is available to her clients whenever they need her.

When it comes to purchasing or refinancing, Melissa works hard and advocates for her clients. One of the most gratifying parts of what she does is helping people to get into their dream homes. She believes that working in the mortgage industry for so many years has been a privilege, and she looks forward to many more years of doing what she loves!

What my clients say

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Process was seamless and communication was great.

Amanda M.

Melissa made our delayed financing a breeze. We were able to purchase a new home and a very competitive market without worrying about selling our prior home right away. She found creative ways to get everything approved. The process was quick and easy.

Christopher L.

Positive attitude with a cheerful disposition

Robert T.

Melissa made the entire process super easy and streamlined. She is truly a professional in her field. Can say enough great things about my experience with her!

Dillon B.

Melissa was Amazing. She made this experience easy for us and was available at all hours of the day to help us with any questions, even while she was vacationing! With such a big purchase and step in life, Melissa really made it seem like it was so easy to do. I would recommend her to Everyone.

Kristen B.

Great communication! Very pleasant! She's realible and always willing to help. She's doing her job according to her passion which is help other people. She go above and beyond to make things possible! Extremely satisfied with her service and if I would get to purchase another house, I will go to her again!! Very professional! Highly Recommended!! ⭐️⭐️⭐️⭐️⭐️ Ps: Kudos to her team as well for doing and excellent job!

Angelique T.

Melissa was extremely helpful, always available to answer questions, and worked quickly to complete the process. I did not feel worried at all. So grateful we worked together. Thank you.

Charlene N.

Melissa was wonderful to work with! Everything went very smoothly from start to finish! She was always available when we had questions and answered in a timely manner. We would refer people to her again and again. This is the second time we worked with Melissa and we will never go to anyone else!

Vanessa B.

We had an incredibly complicated situation and Melissa handled everything so well. I felt like I was constantly throwing curve balls at her and she was still able to make it happen.

Brienna F.

Melissa is hands down the best! Easy to work with, goes above and beyond and makes the whole process seamless and smooth! No one else I’d rather work with

Laura H.