James McNiff Jr

James McNiff Jr

VP of Mortgage Lending NMLS #13292

4.87
539 reviews

James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 14 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. 

Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.

In his free time, he plays golf and poker. He's never met a dog that doesn't love him.

What my clients say

Jim McNiff was great to work with. He was quick to answer my many questions and kept us informed every step of the way.

Cynthia L.

thelenderlist

Jim is great helped me refinance my mortgage. Very responsive and easy to work with. Recommended him to my parents.

Jonathan P.

google

Five star experience all the way through the process. Jim McNiff is responsive, collaborative, and efficient in getting things done. The Total Mortgage team and each vendor we dealt with was incredibly professional and supportive. Thank you and highly recommend!

Laura V.

thelenderlist

Timely reply’s to questions, expectations were explained and goals were discussed.

Thomas V.

thelenderlist

Jim and Kim where amazing through out the whole process! They explained everything and where available any time I had any questions! As a first time home buyer they made it very simple to understand and helped me through everything! Highly recommend them!

Elizabeth S.

thelenderlist

Was excellent

Reginaldo J.

thelenderlist

Total Mortgage made our home buying experience great. We had no stress throughout the process. What we appreciate about this Mortgage company is that they act on things urgently with precision, gave us positive feedbacks whenever we had any questions or concerns. I would recommend this Mortgage company with great pleasure.

Kirk H.

encompass

I love the website, total mortgage portal Getup-to-

Val A.

encompass

You really worked hard and quick to get us to our first home. And the app. We used to send out documents was great way to make it easy to navigate. Thank you so much for your dedication.

Sandra B.

encompass

It was an easy transaction and when we had any questions or concerns the agent was there to guide us through being that this was our first time buying a home would definitely use total mortgage again

William B.

encompass

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