Hayley Horzepa

Hayley went above all our expectations and answered all our questions throughout the process.

My Loan Officer, Hayley Horzepa, Is a great reference for financial analysis as well as planning expenses for mortgages. She's very knowledgeable and makes home buying simple when it comes to thinking about what's in my budget. I would recommend her and the company to anyone looking into first-time home buying.

Ms.Horzepa was very straightforward and transparent throughout the entire process. She prepared superbly thru out the entire loan process so there weren't any surprises. The only thing that comes to mind that is just as exhausting is pushing out a baby. Even tho she pushed me with everything, at the end it resulted in an outcome that we both wanted, and thanks to her and her team I was able to purchase my home and I'm not doing this again cause this is exhausting but it was worth all of it. Thank you SOOOO much Hayley and everyone in underwriting and the shadow people.

We worked with Hayley, she was extremely professional, helpful and a joy to work with! She went above and beyond to help me with the process!

We loved our experience with our Total Mortgage lender representative! She was available and responsive to all of our questions! Would definitely recommend to all of our family and friends looking to purchase a home.

Our Total Mortgage representative, Hayley, was excellent! She was available and very responsive to all of our questions. Being first time home buyers, we appreciated all of her work and efforts in helping us get our loan. We would recommend her to all of our family or friends who are looking to purchase a home.

"Hayley was fantastic. Patient, smart, and immediately responsive. I’ve never had an easier time working with anyone. Her referrals for other services were also fantastic. I won’t hesitate to ask Hayley for referrals or advice in the future, either - a true gift to the process! "

From start to finish, Hayley was kind, knowledgeable, and so so so easy to work with. I went in knowing absolutely nothing and she held my hand through the whole process. I’m grateful!

Hayley was very knowledgeable and was a huge help in our home buying process!

Very infortmative and friendly especially for first time buyers

Hayley answered every one of our questions no matter the day or time! She was thorough, understanding and patient through the home buying process.

Hayley was patient with us as first time home buyers and answered all the many questions we had. I would definitely recommend her to anyone else!

Everything was well taken care of and communication was always great throughout. We never felt lost or on our own. Very supportive and understanding regardless of what was thrown our way.

I hardly recommend her two friends sometimes. She's very kind, very patient delivery. I'm good and what she does. I know that I can call at any time at anymore for any information. She is very very good listening, helping helping for where I need and a very pleased for her service. That's very good treaty for this job and she has and I'm hoping that she will be for the final closing course with my purchase of my home. Thank you. Good luck.