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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

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Success Stories

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

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(978) 807-3370Apply now
Denise Peach

Denise Peach

Senior Vice President, Branch Manager NMLS #41008

4.91
1244 reviews
Apply nowSchedule a call

Cell Phone

978.807.3370

Proud to be the #1 MassHousing Loan Officer in Massachusetts five years running—a title earned through results clients can rely on.

With over 25 years of experience, Denise Peach has helped countless first-time home buyers in MA achieve their dream of homeownership. She specializes in affordable housing programs, including down payment assistance, first home buyer loans, and MassHousing options tailored to your unique situation.

Denise’s business is built 100% on referrals, a testament to her reputation, industry expertise, and commitment to a stress-free, smooth mortgage process from start to finish.

If you're exploring first home buyer programs or wondering what benefits are available to first-time home buyers, Denise is ready to help you find the best path forward.

 

Call today to get started!

Denise Peach

The Peach Team

Denise Peach

Denise Peach

Senior Vice President, Branch Manager

NMLS# 41008

Melissa Speer

Melissa Speer

Mortgage Banker

NMLS# 1143215

Allie Sirmaian

Allie Sirmaian

Mortgage Banker

NMLS# 1993489

Jani Martins

Jani Martins

Processing Coordinator

Wyatt Angiulo

Wyatt Angiulo

Mortgage Banker

NMLS# 2413251

Jill Cantarella

Jill Cantarella

Mortgage Banker

NMLS# 2455971

Ann Proctor

Ann Proctor

VP, Sr Loan Officer

NMLS# 16795

Michelle McPherson

Michelle McPherson

Processing Coordinator

Juan Chamba

Juan Chamba

Mortgage Loan Originator

NMLS# 2064057

What my clients say

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Denise at Total Mortgage was fantastic throughout our home loan process. She was knowledgeable, responsive, and made everything feel smooth and stress-free. She took the time to explain each step clearly and was always available whenever we had questions. We truly appreciated her professionalism and dedication in helping us secure our loan. Highly recommend working with Denise and the team at Total Mortgage!

Aman K.

google

Total Mortgage was a totally awesome experience. Melissa Clifton and Denise Peach of “The Peach Team” made my 1st time home buying experience seamless and clear with instructions that were easy to follow and notifications via the Total Mortgage App and email that kept me informed of every step i was taking in the mortgage process. Updating my applications to meet my home shopping needs and finding me the best rates the market had to offer at the time. And when there was a bump in the road the work tirelessly to the better end to make my deal close. Showing up from the beginning down to the signing and working with my realtor to my my home buying dreams come true. Thank you and much gratitude to the Peach Team! 10 out of 10 would highly recommend ! 💯

The C.

google

Good

Oliver A.

thelenderlist

Denise is the most knowledgeable loan officer that I had ever met. She was is very honest, reliable person anyone could work with. Blessings to you and your family!

Monide D.

thelenderlist

The team at Total Mortgage was beyond helpful, very responsive and really felt there for us during the entire process. 10/10 recommend!

Kelsey S.

thelenderlist

Everyone on her team were fantastic kept me informed every step of the process Quick to respond if there were any questions overall great experience

Paul L.

thelenderlist

Team Peach was great to work with!

Ellen H.

thelenderlist

Thanks to Denise Peach and her team made the process felt easy and "hankuna mata".

Kimberly M.

thelenderlist

Wyatt Angiulo made the process for my wife and I very simple and easy. We couldn’t thank him and the team at total mortgage enough.

Devin G.

thelenderlist

Denise is amazing and a pleasure to work with. I never once had to leave a voicemail as she always took my call. Always available and always willing to help me navigate the process. OUTSTANDING!!

Shawn G.

thelenderlist

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The current 30-year fixed mortgage rate is as low as 6.625%. Get a personalized quote in just a few minutes.

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Above rates last updated June 3rd 2026, 4:30pm EST.

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