If patience is a virtue, Melissa Speer is eligible for sainthood. I entered the homebuying process as a first-time buyer with a million questions, complicated financing, and a dream. Three attempts, two failed deals, and approximately 47,000 mortgage worksheets later, Melissa was somehow still patient, responsive, knowledgeable, and endlessly reassuring. She answered every question (including the ones I asked five times), helped me navigate first-time homebuyer assistance, and made sure I understood every step. At one point, she was literally running mortgage numbers from a mobile hotspot in the passenger seat of a car during a six-hour drive. Apparently, the Jenna Homebuying Experience™ was going to remain fully operational at highway speeds. Melissa genuinely cared about getting me into the right home, not just closing a loan. I couldn’t have asked for someone better in my corner. Melissa, thank you for surviving the Jenna Homebuying Experience™. I hope your next client buys the first house they look at. You’ve earned it. 😂 A thousand stars. Five simply aren’t enough. ⭐

Denise Peach
Senior Vice President, Branch Manager NMLS #41008
Customer Reviews (1248)
Every step of the way Denise and her team were there for my boyfriend and I as we bought our first house. Denise and her team were exceptional in their knowledge about first time home buying and were extremely responsive to all of our questions. We are forever grateful to this team and highly recommend them to any and all first time home buyers!
We were looking to buy a summer place on the ocean in New England to escape the hot summers of NC. We found the ideal condo and our realtor recommended Denise and her team. They did not disappoint. Our schedule required a quick close to coincide with our travel schedule. The process was simple to complete remotely and was completed to meet our needs. Denise was always available to answer any questions, even into the late evening hours. We cannot thank her and the team enough for helping make our dream come true.
Allie was amazing to work with and so helpful!
If patience is a virtue, Melissa is eligible for sainthood. I came into the homebuying process as a first-time buyer with a million questions, three dogs, one cat, a complicated financing situation, and a dream. What followed was not one, not two, but THREE attempts at buying a home, and Melissa was right there through every single one. Through failed deals, changing numbers, endless questions, and enough financial worksheets to wallpaper my future living room, Melissa remained patient, responsive, knowledgeable, and endlessly reassuring. She never once made me feel like a burden for asking questions (even when I was asking the same question for the fifth time), and she always made sure I actually understood what I was signing up for. And when I say this woman goes above and beyond, I mean it quite literally. At one point, Melissa was running mortgage numbers for me from the passenger seat of a car, connected to a mobile hotspot, in the middle of a six-hour drive. I cannot think of a better example of her dedication. Most people would have reasonably said, "I'll take a look when I get home." Not Melissa. Apparently, the Jenna Homebuying Experience™ was going to remain fully operational at highway speeds. Navigating first-time homebuyer assistance and the mortgage process was intimidating, but Melissa made everything feel manageable. She was consistently on top of things, quick to respond, and genuinely invested in getting me into the right home, not just getting a loan across the finish line. By the third attempt, I think we were both afraid to get excited, but she never stopped showing up for me. I cannot overstate how much it means to have someone this competent AND this kind in your corner during one of the biggest financial decisions of your life. Melissa, thank you for surviving the Jenna Homebuying Experience™. I hope your next client buys the first house they look at. You've earned it. A thousand stars. Five simply aren't enough.
Denise Peach’s team is exceptional. They are incredibly honest and helped us secure the best rate for a home loan in a highly competitive market. A special shout-out to Wyatt, who guided us through every step of the process and made it appear effortless.
Denise and her team were fantastic to work with throughout our home purchase. She was incredibly responsive, proactive, and thorough, and kept everything moving forward under a tight timeline. We really appreciate her communication, guidance, and high sense of urgency from the very beginning through the closing date without any delays. We highly recommend Denise!!
Extremely helpful throughout the entire process and answered all of my questions promptly and thoroughly! Highly recommend especially for first time buyers!
Denise and her team were incredible to work with throughout the entire home-buying process. She was responsive, knowledgeable, patient, and always made sure we understood what was happening and what to expect next. There were a lot of moving pieces, but Denise stayed on top of everything and made the financing side of the process feel much less stressful. She was always available when questions came up and worked hard to make sure everything stayed on track through closing. We truly appreciate everything Denise and her team did to help our family purchase our new home. Her communication, professionalism, and dedication made a huge difference, and I would absolutely recommend her to anyone looking for a lender they can trust.
I highly recommend total mortgage if you're like me not good with computers uploads downloads and you need to work with people that have patience trust me these are the people also very very on hands for being a first-time home buyer this was so easy they walked me through every step I highly recommend
The Peach Team was incredible and super helpful the entire time. We would 100% use them again and suggest to our friends.
Extremely happy with and thankful for the Total Mortgage Team. Melissa Speer and Jani Martins were instrumental in moving me through the home buying process. They kept me informed, on tack and confident from beginning to end. Highly recommended to anyone looking for great lending team!
The absolute best team to work with! They made this very huge and some times stressful decision seem easy and manageable. Melissa was an absolute delight to work with
Simply Amazing! Denise made my dream a reality as I never thought I could refinance a home and then buy an investment property at the same time. She made it possible and as a woman, these are milestones that you don’t forget. If I could I would give her 10 stars!!!
Total Mortgage is the best. Not only that they have the best staff, they help me with the mortgage to purchase my house fast. They are really respectful and easy to talk with. Thank you Total Mortgage!
I have never experienced such unorganized people in any professional environment. My paperwork was repeatedly incorrect and no one knew what anyone else was doing. I highly recommend using a local lender if you are not purchasing in MA. While the individuals were friendly it was a horrible experience that left me unexcited about purchasing my first home. I was cheated out of what should have been one of the happiest moments of my life.
We had an excellent experience working with our loan officer. They were highly professional, efficient, and always available to answer our questions. Their quick response time and attention to detail helped us close on our home smoothly. Thank you for making this process so easy and enjoyable!
I had a wonderful experience with Total Mortgage when I first started my journey as a first-time home buyer. The Peach team did an amazing job helping me going through the loan process. They were also very tentative and helpful when I had questions. The Peach team went above and beyond my expectations and I would recommend for those who are first time buyers to use their services. Also, I would like to give a special thank you to Wyatt Angiulo, who has been with me throughout this journey and will forever be grateful for helping me achieve my dream home.
I have no clue how to express my thankfulness of the Peach team! If you are looking to buy a home in Massachusetts, please try Denise and her team for a loan. They can make miracles happen!!!
Wyatt was awesome went above and beyond
It was an excellent experience working with you and your team. They helped me at every step, and finally, I was able to refinance my house. Thank you very much, and I highly recommend it.
Denise at Total Mortgage was fantastic throughout our home loan process. She was knowledgeable, responsive, and made everything feel smooth and stress-free. She took the time to explain each step clearly and was always available whenever we had questions. We truly appreciated her professionalism and dedication in helping us secure our loan. Highly recommend working with Denise and the team at Total Mortgage!


