Darren Kaplan

Darren Kaplan

Branch Manager/VP, Mortgage Loan Originator NMLS #4232

4.97
266 reviews

As a husband of 20 years, a father to two beautiful children (a boy and a girl to boot!), and a mortgage banker with 200 Zillow reviews and 20+ years of experience, I’m bringing not just considerable knowledge and expertise to the table, but an unmatched level of customer service and an understanding of the importance of doing what’s right for your family as well.

My customers know I pride myself on being accessible at all times - my line is always open for you, and I dedicate myself to understanding your unique situation. I am passionate about focusing my efforts on helping families navigate the mortgage marketplace, and am available for you to call, text, or email at any time!

Drawing on my experience, I’m uniquely situated to honestly and accurately advise my clients on financing programs that fit not just their immediate mortgage needs, but their overall financial profile. My expertise includes programs such as Jumbo, Conventional, FHA, Refinancing, credit repair, and rapid credit rescoring.

Whether you’re a first-time home buyer or an experienced investor, I’m here to help you navigate the current mortgage landscape and understand the mortgage landscape at large, enabling me to provide you with the best guidance possible. I strive to educate my clients while keeping an open line of communication and providing honest insights into the mortgage marketplace in order to make the process as painless and seamless as possible.

If you make me your first call, I’ll be able to answer all of your mortgage questions and make sure you take advantage of the best options available to you. My experience gives me the know-how to understand all loan programs and where they’re offered – meaning I could help get you the best loan for you, even if it’s not at my bank. When you work with me, I’ll be your Banker for Life!

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What my clients say

Darren was there every step of the way and went above and beyond through out the whole process. Ive already referred him to several friends and family members. One of the best

Juan R.

zillow

Working with Darren s an experience that we will never forget. He not only took amazing care of us, he helped us buy our dream home in 10 days! What a great guy!

Daniel R.

zillow

We worked with Darren on our mortgage recently and it was the best experience we have ever had. He was outstanding to work with. Kept us in the loop from starr to finish and was able to get us an even better rate than we we ever would have expected. Since then, I have recommended him to several of my friends whi have also used him and had the same experiences that we did. I HIGHLY recommend Darren with Total Mortgage for all of your lending needs.

Ashley R.

zillow

Daren helped my wife and I through every step of the process in buying our first home! Extremely knowledgeable and easy to work with. I had talked to several mortgage lenders who would ghost you or never follow up but as soon as I called Daren I knew I was in good hands. He immediately got to work pre approving us and is willing to put in the hours to make sure you get the house you want. 10/10 experience will be recommendeding him to all of my friends and family who are looking for mortgages!

John S.

zillow

We did a Heloc through Darren. Process was easy, guy was amazing. He communicated frequently, assisted getting through process, was honest about good and bad. Just overall good guy.

Walt B.

zillow

Darren made this entire process feel smooth, stress-free, and genuinely exciting from start to finish. He was incredibly responsive, knowledgeable, and always took the time to explain everything clearly. You can tell he truly cares about his clients and goes above and beyond to make sure they feel supported every step of the way. He has now helped me with two refinances. Would not work with anyone else! He’s great

Savnhale

zillow

Darren made the mortgage process so easy and stress-free. Responsible, reliable, & honest throughout. He was available at any time of the day to answer my questions and helped us from start to finish in 39 days. I will definitely be using Darren again in the future. Highly recommend!!

Ines M.

zillow

Darren did a great job getting everything done for me as he had to pick up the ball with little time left for me to close on time I’m using pick up the ball as a cliché as one of his associates fell ill

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zillow

Darren made this entire process feel smooth, stress-free, and genuinely exciting from start to finish. He was incredibly responsive, knowledgeable, and always took the time to explain everything clearly. You can tell he truly cares about his clients and goes above and beyond to make sure they feel supported every step of the way. I couldn’t have asked for a better lender and would recommend Darren to absolutely anyone looking for someone trustworthy, hardworking, and amazing at what they do!

Theresa B.

zillow

⭐️⭐️⭐️⭐️⭐️ If I could give more than 5 stars, I would!! I had SEVEN lenders tell me no… and not just no — but that I needed to sell my car to make it work. 😳 Let’s just say… that wasn’t happening. To make things even more stressful, my previous lender completely dropped the ball and left me HOMELESS. It was one of the hardest moments I’ve gone through — and I knew I needed someone who would actually listen and fight to get this done. As a business owner who built everything from the ground up, I knew there had to be a way to sell my current home and buy a new one without giving up my vehicle — I just needed the right lender. Darren Kaplin 👏🎉🎉🙌🏼🙌🏼🙌🏼🙌🏼🙌🏼 He truly understood my situation, didn’t judge it, and most importantly… he did the math and made it happen. Not only that — we were clear to close in just 7 days. 🤯 That level of urgency, problem-solving, and dedication is rare. And as a realtor… this scenario is an absolute nightmare. But in a way, I’m thankful it happened to me — because now I can make darn sure it never happens to any of my clients. Because of this experience, Darren hasn’t just earned a 5-star review — he’s earned my trust and my business moving forward. As a local realtor, that means I’ll absolutely be sending my clients his way. If you’ve been told “no” before… call Darren. He’s the one who finds a way when others won’t.

Amy R.

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