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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Great experience working with Total Mortgage. Highly recommend.
- Benjamin C.
Marc N.
Bridget's patience is abundant and greatly appreciated! This refi was a difficult one due to the repairs that had to take place and the very slow pace at which the contactor was completing the project. Bridget was kind, understanding, informative and accommodating throughout the entire process. I will definitely be referring anyone I can to her and will always bring my business right back to her whenever possible. Thank you, Bridget, for being my voice of reason and my sounding board throughout the entire refi. I couldn't have done it without you!
- Julie S.
Richard B.
If your looking for a lender who is genuine, professional, punctual, and knowledgeable about his expertise then look no further you have hit the jack pot! You cannot go wrong working with Shane and his team! They all were more than satisfactory in their work. My family and I could not have had a better experience! Thank you all for everything, you were ALL so courteous, attentive and paid very close attention to detail as to make the process smooth and transparent. Shane is someone you can ALWAYS COUNT ON, ESPECIALLY WHEN YOU NEED HIM MOST! And his responsiveness is untouchable. That’s one of the many reasons that separates him from the rest, making him stand out as the BEST!
- Maria V.
Shane H.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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