Regardless of your particular lifestyle, you should consider the possibilities of modifying your home so that it can become more energy efficient. Whether your home is completed or undergoing construction, you have convenient financing options for energy-saving additions at your disposal.
Refinance Owner-Occupied Multi-Family Properties
Refinance options for borrowers with owner-occupied multi-family homes have been cut back significantly in the past years, but there are still programs available for well-qualified borrowers looking to refinance their owner-occupied multi-family residence.
Green Home Buying
For many, going green isn’t a fad so much as a way of life. Not only can it save you money, but it contributes to national and global sustainability efforts. So when it’s time to start the search for a new home, it makes sense to look for one that fits your lifestyle and your values.
Debt-to-Income Ratios for Mortgages
Debt-to-income ratio (DTI) is one of the key factors mortgage lenders use to determine whether or not a potential borrower can afford a mortgage. The debt-to-income ratio is calculated by dividing total monthly debt payments by total monthly income.
Jumbo Mortgage Loan Down Payment Requirements
Jumbo loans, quite simply, are loans that are too large to be eligible for purchase by Fannie Mae or Freddie Mac. In an effort to limit risk, Congress has set a threshold for the maximum loan size that Fannie or Freddie can purchase.
Energy Efficient Mortgages
The benefits of “going green” do not simply apply to the environment. You will inevitably save money on utility costs by using approved energy efficient utilities in your home
Home Buying for Same Sex Couples
Purchasing a home is a major undertaking for any couple, but same-sex couples must be especially diligent to make sure their investment and their interests are protected.
Home Buying Guide
We understand that purchasing a home can be a daunting undertaking.
That’s why we put together the Total Path to Home Buying.
Buying a Second Home
You probably won't be surprised to learn that as mortgage lending guidelines have become stricter, it has also become more difficult to refinance a second home, vacation home, or investment property.
Understanding Your Credit
Understanding your credit is an essential skill in modern American life. Credit is a tool you can use to facilitate and enhance your life and lifestyle.