Andover, MA NMLS# 1827307

75 Essex Street, Andover, MA 01810

Andover, MA was founded in 1636, and it originally held the Native American name Cochichawicke (a local waterway).

Often referred to as the "Home of America," Andover became known for its education and engineering.

Andover is a bustling hub of advancement and opportunity, and our team of local professionals is well-respected and trusted throughout the area. Give us a call or stop in any time!

House

The selection you need at the interest rate you want.

Testimonials

Working with matt was an absolute pleasure! He made the entire mortgage process seamless, clear, and stress free from start to finish. He was always quick to answer questions and made sure we stayed on track for a quick closing. I highly recommend matt to anyone looking for a knowledgeable and responsive loan officer!

Phoebe G.

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Testimonials

I couldn’t recommend Total Mortgage more!! Working with Matt was so simple and easy. We went into office, looked over numbers and budget and he was able to make something so intimidating and stressful easy to understand. Matt answered every question through the process and made what I thought would beyond difficult a breeze! If you need a place for your mortgage look no further!

Chantal C.

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Testimonials

Matt was awesome. From day one, he was invested in helping my wife and I get a house. Through multiple “almosts” and multiple, and I mean multiple requests by me to run numbers on different houses, he was always available. I texted him and he was at the Boston Marathon. Got a reply. Texted on a holiday. Matt got back to me. Another question at night. On the weekend. Matt was there as if we were his only people house hunting. I couldn’t recommend Matt and Total Mortgage more. My wife and I found our home and Matt helped make it happen and made the quest for the keys easy. Thank you!

John S.

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Testimonials

Matt was absolutely amazing to work with!! As first time home buyers, we knew very little about the home buying process. He was always available to answer all of our questions and run numbers on the properties we were interested in. We could not have done this without him! I would 100% recommend Matt to everyone, thank you Matt!

Ashley B.

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Testimonials

I’ve worked with Anne Marie for 2 mortgages and a refinance. She has also worked with my entire family on their mortgages and refinances over the past 20+ years. She is incredibly knowledgeable and so extremely hardworking. The process happens so quickly, seamlessly, and painlessly that it’s so evident that she is putting in major time, care, and effort behind the scenes. I won’t use anyone else and I have and would continue to recommend her to anyone.

Kara B.

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Testimonials

Matt and his team could not have been more professional or helpful during our entire loan process. He was professional, courteous, and always available for any questions. His team was also excellent, keeping us informed from beginning to end. I would highly recommend Matt for any mortgage needs! Five stars plus!

Clara G.

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Testimonials

Great working with Matt he was very knowledgeable and responsive and on top of things.

David L.

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Testimonials

Working with Matt was terrific, from start to end. He's extremely communicative throughout the process, and with his help the entire process of buying a house felt smooth. There were no hiccups from start to finish, and we would recommend working with Matt!

Neville C.

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Testimonials

Matt has exceeded all my expectations of a loan officer. He is the consummate professional abound in knowledge of the financial/ real estate industry. He will always have your best interest (and rates! 😉) in mind and I know he treats every client like family because that is who he is. Trust in Matt to get the job done and you won’t regret it.

Tran T.

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Testimonials

Matt showed the level of care, knowledge, and attention to personal detail that is difficult to find these days. His patience in answering all our questions, no matter how trivial, was highly appreciated. And his team he has working with him made the entire process very easy to understand. I can honestly say if it wasn’t for him we wouldn’t be living in our dream house. We couldn’t recommend him enough if you are beginning your home buying process.

Patrick T.

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Testimonials

I was impressed with the professionalism and efficiency of working with Matthew.

Patricia J.

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Testimonials

Please reach out and ask to use Jana Bottas it's was a great experience really really great person explain the whole process make so easy everything so if you will buying a new home total mortgage and make sure request Janna thank you so much i will give you 100% recommendation thanks !!!!!!!!!!!

Daniel S.

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Testimonials

Matthew and his team were an absolute pleasure to work with. They were professional and quick! Matt really listened to what we needed and wanted and made it happen for us. Then, we had a really small closing window, and Matt and his team made that happen for us as well! We are very happy with our home and our decision to go with Matt and total mortgage.

Dominic I.

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Testimonials

I completely trusted Anne to take care of us and to act in our best interest. She was available whenever needed, had the answers to our questions, was informative about background information, and was very friendly. I would highly recommend working with her and will definitely go directly to her if I needed her services again.

Donna C.

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Testimonials

I had a great experience working with Anne and her team. As a first time home buyer I had a lot of questions on the process and Anne walked me through every step with no problem. She also has an expansive network in the New England area and seems to know everyone in the business! Overall Anne knows her stuff and is personable which made working with her an excellent experience. Highly recommend!

Nate R.

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Testimonials

Matt was so helpful and attentive through every step of the process!! Couldn’t have asked for a better experience with my first home purchase.

Katie L.

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Testimonials

With all the moving parts of purchasing a home, Matt goes above and beyond in explaining the process in an understandable way. Always quick to respond to any question. Will also help in areas not just directly related to the loan because he wants you to have success.

Keegan L.

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Testimonials

Would highly recommend! Finding a place of your own is stressful overall but when working with knowledgeable, great attitude, and a very helpful team takes that all away

Rafael M.

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Testimonials

the best mort man in the world!!!! so helpful everytime.

Casey D.

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Testimonials

This team is top notch. I have used them for several years and always are the most efficient. It a great feeling knowing you can trust people who you deal with. Annie and her team are amazing!!!

Stacey B.

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Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 7.375%. Get a personalized quote in just a few minutes.

Above rates last updated September 27th 2026, 4:30pm EST.