Denise Peach: #1 Top MassHousing Loan Originator Six Years Running

LEOMINSTER, Mass. — Total Mortgage proudly announces that loan originator Denise Peach has been recognized as the #1 Top MassHousing Loan Originator for the sixth consecutive year helping new first-time buyers with down payment assistance, reinforcing her leadership across Massachusetts.

 With affordability continuing to challenge many prospective buyers, Denise Peach has distinguished herself by specializing in MassHousing programs that expand access to financing and reduce upfront barriers. Her consistent top ranking reflects both production excellence and a borrower-first approach centered on education, guidance, and practical solutions. 

“I had an excellent experience with my mortgage officer, Denise Peach and her team.” said a recent buyer, “They were knowledgeable, patient, and always available to answer my questions. Every step of the process was clearly explained, and everything was handled efficiently and on time. I truly appreciate their dedication and would highly recommend them to anyone looking for a smooth mortgage experience.”  

 

 

Expanding Access Through MassHousing Programs

MassHousing is a state-supported agency that provides affordable mortgage solutions to first-time homebuyers throughout Massachusetts. Among its most impactful offerings is the Down Payment Assistance (DPA) program, which provides up to $30,000 in assistance in every city and town across the state. These funds may be layered with other eligible local or national assistance programs, significantly reducing upfront cash requirements for qualified buyers.

By leveraging these programs, Denise helps borrowers overcome one of the largest obstacles to purchasing a home and move forward with greater confidence. 

 

MassHousing DPA Program Requirements

To qualify for MassHousing Down Payment Assistance, borrowers must generally meet several core criteria, including: 

• Minimum credit score of 640
• Completion of an approved homeowner education course
• Income within MassHousing program limits
• Use of a MassHousing-approved lender

 

A Process Built Around Guidance 

Denise Peach is known for walking borrowers step-by-step through the mortgage journey. She pairs detailed program knowledge with a highly personalized approach, ensuring clients understand eligibility, options, timelines, and next steps. From initial consultation through closing, her focus remains on clarity, preparation, and steady progress.

 
Her six-year streak as the top MassHousing originator is not just a performance milestone — it represents hundreds of families successfully guided into affordable homeownership through structured state-backed programs. 

 

Opening the Door to First-Time Buyers 

For first-time buyers, working with Denise means working with a specialist who understands how to maximize available assistance and structure loans around real-world budgets. Her continued recognition highlights both her technical expertise and her long-standing dedication to serving Massachusetts communities. 

 

About Total Mortgage

Founded in 1997, Total Mortgage combines the personal attention of a local lender with the strength and resources of a national one. No matter how much we grow, we make home financing clearer, faster, and more human, so every borrower feels confident from application to closing and achieves homeownership responsibly.