What is title insurance?

Title insurance is used to protect the parties involved in a real estate deal, including the lender, from any issues associated with the property that could hinder a sale.


If any issues are associated with the property that could hinder a sale, such as a lien, the title insurance is in place to protect the relevant parties until the title belongs to the homeowner free and clear. When taking out a mortgage, the borrower will find that the lender requires them to have title insurance to reduce the chance of any unwanted surprises down the road. Title insurance is purchased in a single transaction, and it is meant to last for the duration of the mortgage.



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