Debora Valdes

Hablo español

Debora Valdes

Branch Manager NMLS #1793296

5.00
11 reviews

Correo electrónico

dvaldes@totalmortgage.com

Teléfono móvil

203.917.5092

Originally from Brazil and fluent in English, Portuguese, and Spanish, I’ve spent over 10 years helping clients turn complicated mortgage situations into successful closings. I’m known for working the files that others struggle with — self-employed borrowers, ITIN clients, first-time homebuyers, investors, and buyers who need a Loan Officer that knows how to solve problems, not just quote rates. Before becoming a Loan Officer, I worked as a Mortgage Loan Processor, which gave me a deep understanding of underwriting, guidelines, and what it truly takes to get loans closed smoothly and efficiently. That experience allows me to anticipate challenges early, communicate clearly, and guide clients confidently from application to closing. My business was built through relationships, trust, and results — especially within the Latino community, where communication, education, and accessibility matter. But one thing my clients all have in common, regardless of background, is they want honesty, speed, strategy, and someone who genuinely fights for them throughout the process. I believe getting a mortgage should feel empowering, not intimidating. Whether you’re buying your first home, refinancing, or building wealth through real estate, my goal is simple: deliver a high-level experience, strong communication, and solutions that make sense for your future. Licensed in CT • NY • MA • CA • TX • FL

Lo que dicen mis clientes

Excelente experiencia con Total Mortgage. Desde el inicio hasta el final del proceso de compra de nuestra casa, recibimos un servicio profesional, amable y muy atento. Nos explicaron cada paso con claridad y estuvieron siempre disponibles para ayudarnos. Estamos muy agradecidos por todo el apoyo y por hacer posible nuestro sueño de tener nuestra primera casa. Recomendamos Total Mortgage al 100%. 🏡❤️

Mauricio M.

thelenderlist

I had an excellent experience working with Débora at Total Mortgage. She was incredibly professional, knowledgeable, and attentive throughout the entire process. She took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful experience feel smooth and reassuring. Débora was always responsive, patient, and genuinely committed to helping us. Her professionalism and attention to detail truly stood out. I’m very grateful for all her help and would highly recommend Débora and Total Mortgage to anyone looking for a trustworthy and professional mortgage team!

Talita S.

google

Débora is a outstanding player she went above and beyond from beginning to end Everything was smooth and her team was great as well If was possible to give 100000 stars Debora and her teammates deserves all Thank you all

Jc S.

google

(Translated by Google) We have a long history together, I've been her client for over 10 years. I'm so grateful to God for her life and her work. Thank you so much for always helping me 24/7, you're a wonderful person. Thank you so much! (Original) Longa historia juntos sou cliente dela a mais 10 anos so gratidao a Deus pela vida dela e pelo trabalho muito obrigado por me ajudar sempre 24/7 pessoa maravilhosa muito obrigado muito obrigado

Alexandre A.

google

I can't recommend Debora Valdes highly enough for your mortgage needs. Her expertise and professionalism are truly outstanding. From our very first meeting, she demonstrated an in-depth understanding of the mortgage process and tailored her approach to fit my unique situation. Debora's commitment to timely service was impressive. She worked diligently to ensure that my mortgage was processed quickly, without sacrificing quality. I always felt informed and supported, thanks to her clear communication and prompt responses to my inquiries. If you're seeking a knowledgeable and dedicated mortgage professional, Debora is the one to choose. She goes above and beyond to make the experience as smooth as possible. Trust me, you’ll be in great hands!

Geraldo S.

google

If you're looking for a mortgage expert, look no further than Debora Valdes. From start to finish, Debora exemplifies professionalism and efficiency. Her extensive knowledge of the mortgage industry not only made the process seamless but also gave me confidence that I was making the right decisions. Debora's responsiveness and attention to detail are truly remarkable. She took the time to answer all my questions, ensuring I understood each step along the way. Her ability to secure my mortgage in a timely manner was impressive, and she kept me informed throughout the entire process. In a world where customer service can often fall short, Debora stands out as an exceptional professional. I wholeheartedly recommend her to anyone in need of mortgage assistance. You won't be disappointed!

Roger C.

google

(Translated by Google) I want to express my sincerest gratitude to Débora Valdez, who provided us with truly extraordinary service throughout our entire process with the bank when buying our first home. From the very first moment, she was incredibly professional, kind, patient, and dedicated. She was always attentive to our needs, answered our questions with great clarity, and guided us every step of the way, making what could have been a complicated process feel much easier and more stress-free. It's clear when someone truly loves what they do and cares about their clients. Débora did much more than simply help us with paperwork; she made us feel supported, heard, and in good hands. We are deeply grateful for all her hard work, dedication, and excellent service. Without a doubt, we recommend Débora 100%. Thank you so much for everything! ❤️👏 (Original) Quiero expresar mi más sincero agradecimiento a Débora, Valdez, quien nos brindó una atención verdaderamente extraordinaria durante todo nuestro proceso con el banco en la compra de nuestra primera casa. Desde el primer momento fue muy profesional, amable, paciente y comprometida. Siempre estuvo pendiente de nosotros, respondió nuestras preguntas con mucha claridad y nos acompañó en cada paso, haciendo que un proceso que podía ser complicado se sintiera mucho más fácil y tranquilo. Se nota cuando una persona realmente ama lo que hace y se preocupa por sus clientes. Débora hizo mucho más que simplemente ayudarnos con un trámite; nos hizo sentir apoyados, escuchados y en buenas manos. Estamos profundamente agradecidos por todo su trabajo, dedicación y excelente servicio. Sin duda alguna, recomendamos a Débora al 100%. ¡Muchas gracias por todo! ❤️👏

Monica S.

google

(Translated by Google) My experience with Débora throughout the entire home financing process was excellent. From the beginning, she demonstrated great professionalism, competence, responsibility, and attentiveness, always available to clarify our doubts and explain each step clearly. A key differentiator that I consider very important is the fact that she speaks Portuguese. For us Brazilians living in the United States who don't have complete fluency in English, being able to count on a professional who speaks our language makes all the difference, especially in a process as important as financing a home, which involves documents, values, contracts, and a lot of information that needs to be well understood. Being able to converse in Portuguese and have all our questions answered gave us much more security and peace of mind throughout the process. Without a doubt, I recommend Débora for her professionalism, knowledge, attentiveness, and the quality of her work. (Original) Minha experiência com a Débora durante todo o processo de financiamento da nossa casa foi excelente. Desde o início, ela demonstrou muito profissionalismo, competência, responsabilidade e atenção, sempre disponível para esclarecer nossas dúvidas e explicar cada etapa com clareza. Um diferencial que considero muito importante é o fato de ela falar português. Para nós, brasileiros que vivemos nos Estados Unidos e não temos total domínio do inglês, poder contar com uma profissional que fala a nossa língua faz toda a diferença, principalmente em um processo tão importante como o financiamento de uma casa, que envolve documentos, valores, contratos e muitas informações que precisam ser bem compreendidas. Poder conversar em português e tirar todas as nossas dúvidas nos trouxe muito mais segurança e tranquilidade durante todo o processo. Sem dúvida, recomendo a Débora pelo seu profissionalismo, conhecimento, atenção e pela qualidade do seu trabalho.

Lucia A.

google

Muy buen

Ruperto B.

thelenderlist

Very efficient people

Eugenio D.

thelenderlist
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Tasas hipotecarias hoy

La tasa de interés actual para hipotecas a 30 años con tasa fija es tan baja como el 7.500%. Obtén un presupuesto personalizado en tan solo unos minutos.

Las tarifas anteriores se actualizaron por última vez el October 9th 2026, 4:30pm EST.

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