The most important thing for us was the knowledge you and your staff had for the entire process. Your help and assistance enabled us to provide the information you needed and allowed us to complete the paperwork for each step in a timely manner. In a few words , you made it easy.

Thomas J. Bepko III
Executive Vice President of Sales NMLS #202157
Customer Reviews (133)
Oh my God I can’t thanks Nathali and Ray enough for the patient they have with me Thamas also.total mortgage I’m proud of your teams.I want to say thank very much for your help.I will continue to refer my friends .
time
Thomas was an outstanding lender throughout the entire process. He was always available to answer my questions, share valuable insights, and offer thoughtful advice when I needed it most. He made everything feel seamless and stress-free, which I really appreciated. Most importantly, I always felt that he genuinely had my best interests in mind.
Natalie and Kimberly were thoughtful, responsive and thorough. The portal was incredibly easy to use, uploading docs was simple and efficient. The team kept me posted every step of the way, and I couldn’t be happier with the services they provided! They made a potentially stressful process smooth and simple. Highly recommend!!
Exceptional service! We were guided through each step and response to our inquiries were prompt!
Thomas and his team at Total Mortgage were incredibly personable and attentive. From the moment I was introduced to them, they made sure I had all the information I needed to make my home-buying dream a reality. I would definitely recommend Thomas and his team to others, and I’d be happy to work with them again in the future.
The service was great with Thomas and his group. I’m very pleased and I’m looking forward to doing more business with them in the future. I absolutely would recommend them 100%.
Thomas and the Total Mortgage team worked tirelessly to help me close on time. Communication was great and I could not be more appreciative of their help and guidance, especially as a first-time buyer!
TJ was the best throughout the process. Answered all of my questions and was very responsive. Very educated in the space and helped me think through ideas.
Thomas's expertise in his field allowed me to calmly go through the home buying experience with knowledge and joy. Highly recommend.
Pleasant journey
Easy process
Thomas is extremely personable and approachable when it comes to helping his clients. The pre approval process was very quick and he helped explain the numbers and options I had in order to allow me to fully understand every aspect of my purchase. Definitely recommend him!
I recently purchased a house and used total mortgage as my lender. Thomas Bepko took care of everything. He talked me through each process. I am a first time buyer so of course I was nervous..he put my mind at ease at every turn. I would recommend Thomas for first timers or seasoned buyers he crosses all the t's and dots all the i's. 5 stars for sure 💪
Every single email was sent as urgent and after a while, I didn't believe anything was urge
He's awesome !
Knowledgeable, personable and dependable. The process was a breeze working with TJ! Whenever I had questions during the process, he was more than happy to help!
The staff and the easy process
Thomas was amazing. He walked me through the process from start to finish, made me feel very comfortable was not pushy at all and helped this process go as seamlessly as possible. Highly recommended will definitely refinance in the future or use for future mortgages.
Thomas made everything effortless and understandable .
Thomas is such a great person and uplifting personality. He’s very informative and always looking out for best interest of us as a client. He’s truly incredible
He made it very easy for me to get through my mortgage refinancing, and is great with communication. Highly recommend working with him, and I certainly would again.
Great communication and simple explanation of the process. Always kept me up to date of any needs or documents required. My 2nd time with Thomas at Total Mortgage . 2 great experiences
Thomas helped me a lot. From start to finish, he kept me informed of the process. He answered all questions that I had. I will refer him to everyone that I know and needs a mortgage loan.


