Thomas J. Bepko III

TJ was great to work with. Very responsive and made the process super easy while answering every question I had in detail. Highly recommend working with him!!

TJ was exactly what I needed for my house refinance. He explained the whole process and was able to get it done quick. Was always available for any questions and got it done. Thanks

Thank you Total Mortgage for helping me obtain the fund’s needed. You were on top of the whole process and helped me in every way to get you the proper information needed to close on this loan. I would recommend Total to anyone who is looking to obtain a loan weather it be personal or commercial! Thank you Bill

The Total Mortgage Team is simply the best! From start to finish, the entire process was smooth, simple, and effortless. Every member of the team was professional, knowledgeable, responsive, and committed to making sure everything stayed on track. They truly run like a well-oiled machine. Communication was excellent throughout the process, and I always felt informed and supported every step of the way. What could have been a stressful experience was made easy because of their expertise and dedication. I am beyond happy with my experience and grateful for all of their hard work. If you are looking for a mortgage company that delivers outstanding service and results, I highly recommend the Total Mortgage Team. Thank you for helping make my homeownership journey such a positive one!

I had a great experience working with Total Mortgage. Their team was extremely supportive and responsive and made very helpful advice throughout the process. They made what could’ve been a stressful experience feel easy and smoother. I recommend working with Total Mortgage.

Spoke to about six lenders when getting ready to purchase my first home. It felt impossible to navigate being self employed. When I found Thomas all that confusion came to an end. He guided me step by step through the pre approval process. When it came to start looking at houses Thomas and his team at Total Mortgage were able to get pre approvals on specific homes in hours at times which blew me away and put me ahead of the pack when there were multiple offers. When we found and pulled the trigger on our home we found something absolutely perfect. Honestly better than we thought we’d be able to afford or attain. Once the offer was made the full approval process moved so fast. Communication was insanely easy. They were the only people in the process that felt like they were really on our side. I really appreciated how fast we got answers and solutions. They clearly are well organized because they never missed a beat on any question. Big thanks to Thomas and the crew at Total Mortgage.

Tom Bepko carefully took us through every step of the mortgage process. Every detail was clear and whenever there was a document to sign we received a specific notice so that everything happen on time and was executed in a timely manner. As a “mature” couple one might think we should have been shopping for a condo. Tom listened to our wishes and helped us find the house we desired. Without a doubt, Tom gets at least 5 stars 🌟🌟🌟🌟🌟

Spoke to about six lenders when getting ready to purchase my first home. It felt impossible to navigate being self employed. When I found Thomas all that confusion came to an end. He guided me step by step through the pre approval process. When it came to start looking at houses Thomas and his team at Total Mortgage were able to get pre approvals on specific homes in hours at times which blew me away and put me ahead of the pack when there were multiple offers. When we found and pulled the trigger on our home we found something absolutely perfect. Honestly better than we thought we’d be able to afford or attain. Once the offer was made the full approval process moved so fast. Communication was insanely easy. They were the only people in the process that felt like they were really on our side. I really appreciated how fast we got answers and solutions. They clearly are well organized because they never missed a beat on any question. Big thanks to Thomas and the crew at Total Mortgage.

The most important thing for us was the knowledge you and your staff had for the entire process. Your help and assistance enabled us to provide the information you needed and allowed us to complete the paperwork for each step in a timely manner. In a few words , you made it easy.

Oh my God I can’t thanks Nathali and Ray enough for the patient they have with me Thamas also.total mortgage I’m proud of your teams.I want to say thank very much for your help.I will continue to refer my friends .

time

Thomas was an outstanding lender throughout the entire process. He was always available to answer my questions, share valuable insights, and offer thoughtful advice when I needed it most. He made everything feel seamless and stress-free, which I really appreciated. Most importantly, I always felt that he genuinely had my best interests in mind.

Natalie and Kimberly were thoughtful, responsive and thorough. The portal was incredibly easy to use, uploading docs was simple and efficient. The team kept me posted every step of the way, and I couldn’t be happier with the services they provided! They made a potentially stressful process smooth and simple. Highly recommend!!

Exceptional service! We were guided through each step and response to our inquiries were prompt!

Thomas and his team at Total Mortgage were incredibly personable and attentive. From the moment I was introduced to them, they made sure I had all the information I needed to make my home-buying dream a reality. I would definitely recommend Thomas and his team to others, and I’d be happy to work with them again in the future.

The service was great with Thomas and his group. I’m very pleased and I’m looking forward to doing more business with them in the future. I absolutely would recommend them 100%.

Thomas and the Total Mortgage team worked tirelessly to help me close on time. Communication was great and I could not be more appreciative of their help and guidance, especially as a first-time buyer!

TJ was the best throughout the process. Answered all of my questions and was very responsive. Very educated in the space and helped me think through ideas.

Thomas's expertise in his field allowed me to calmly go through the home buying experience with knowledge and joy. Highly recommend.

Pleasant journey

Easy process

Thomas is extremely personable and approachable when it comes to helping his clients. The pre approval process was very quick and he helped explain the numbers and options I had in order to allow me to fully understand every aspect of my purchase. Definitely recommend him!

I recently purchased a house and used total mortgage as my lender. Thomas Bepko took care of everything. He talked me through each process. I am a first time buyer so of course I was nervous..he put my mind at ease at every turn. I would recommend Thomas for first timers or seasoned buyers he crosses all the t's and dots all the i's. 5 stars for sure 💪

Every single email was sent as urgent and after a while, I didn't believe anything was urge

He's awesome !