Derick DaCosta

Working with Derick was an absolute pleasure. He made the mortgage process clear and stress-free. From our first conversation, Derick, continuously communicated with us of next steps and expectations in the process. We would highly recommend Derick to our family and friends.

⭐️⭐️⭐️⭐️ Derick was great to work with throughout the mortgage process. He was professional, knowledgeable, responsive, and made sure we understood what was happening every step of the way. He was always willing to answer our questions and helped make what can be a stressful process much easier. We really appreciated his communication and the effort he put into helping us get everything done. I would definitely recommend Derick to anyone looking for a mortgage lender!

As first-time homebuyers, we had a lot of questions and anxiety throughout the process, but Derick made everything so much easier. He was always available, incredibly knowledgeable, and took the time to explain every step in a way we could understand. He worked seamlessly with our realtor, communicated consistently, and helped keep everything on track from start to finish. His professionalism, patience, and reassurance gave us so much confidence during what could have been a very stressful experience. We truly couldn’t have asked for a better lender and would recommend Derick to anyone looking for someone who genuinely cares about their clients. Thank you for helping make our first home purchase such a positive experience!

I had an outstanding experience working with Derick throughout the home-buying process. From start to finish, he was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all of my questions, and always made himself available whenever I needed guidance. Buying a home can be overwhelming, but I made the entire process feel manageable. His communication was excellent, and I always felt informed and supported. More importantly, he genuinely cared about helping me achieve my goal of becoming a homeowner. I truly believe I would not have been able to purchase my home without his dedication, expertise, and encouragement. I am beyond grateful for everything he did for me and highly recommend him to anyone looking for a mortgage professional. Thank you for helping make my dream of homeownership come true!

I had an outstanding experience working with my loan officer throughout the home-buying process. From start to finish, he was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all of my questions, and always made himself available whenever I needed guidance. Buying a home can be overwhelming, but I made the entire process feel manageable. His communication was excellent, and I always felt informed and supported. More importantly, he genuinely cared about helping me achieve my goal of becoming a homeowner. I truly believe I would not have been able to purchase my home without his dedication, expertise, and encouragement. I am beyond grateful for everything he did for me and highly recommend him to anyone looking for a mortgage professional. Thank you for helping make my dream of homeownership come true!

Derrick is the best he make every thing easy

Derick is great was available and answered any question or found a solution for every problem I had!

"I truly appreciate all the support I received from Derrick Acosta. He was incredibly professional, easy to work with, and made me feel comfortable and confident throughout the entire loan approval process—from beginning to end. His guidance and communication made everything smooth and stress-free\n\n"

I worked with Derick Dacosta, an excellent professional, who has a good ability to communicate and explain details throughout the entire loan process. shows willingness to help and that is why I got a good interest rate for myself and helped me with the first time home buyer program. It was great working with Derick Dacosta and I highly recommend him. God bless you

Amazing experience, smooth and closed within 30 days!!! Always there to answer any questions I’ve had(and I called a lot ) thanks man for everything!!

Derick went above and beyond to make this experience of purchasing an investment as smooth and as simple as possible. Derick was there to answer every single question I had for him. Every step of the way he was there and we were able to close on our investment in exactly 1 month since we started looking! Highly recommended and excellent communication matter what time he was there answering questions. Top notch loan officer. Thanks again Derick

Let tell you Dereck Acosta was one of the best , helping me to get everything together for my dream home , he didn’t gave up until he and his team got me my house , thank you Total Mortgage team .

I was introduced to Derick through my real estate agent. It turns out Derick was the one to walk me through my entire home-buying process. Derick is helpful, and knowledgeable about the home-buying process. I couldn't have had a more easy process without Derick's guidance. I would recommend Derick to anyone looking for a property give him a call or email him. Trust the process and you would never be let down, he will steer you in the right direction. 100% honesty!!!!!

Derick is very professional, hardworking, went above and beyond to get my loan to the closing table!

Got a house less than a year with Dreick Dacosta it's took two months to sign am so happy we got a house with this guys

I’ve done several deals with Derick, and I must say that he truly cares about getting his clients the best deal possible. It’s not just about closing a loan with him. He wants to make sure that his borrowers sign for a loan that they can sustain.

Derick was so amazing! Through the entire process he make sure we understood what was happening, he put in his best effort to get us the lowest numbers he could get us ! We ended up buying our first house with ease, and locked in with the lowest rates! We couldn’t thank Derick enough for making this process so great, I would reccomend him 1000x again! Awesome work Derick

I recently worked with Derick on my mortgage loan and I have nothing but good things to say. As a first time homebuyer the process can be so daunting and overwhelming but working with Derick was really a blessing. He made the process so easy and smooth making sure that it was completely stress free. Any questions I had he was quick to respond and took his time helping me understand the process. When any challenges or bumps came along the journey he worked tirelessly to solve the issue without having to burden me. I highly recommend working with Derick. He is a hard worker and very talented when it comes to his job. You will not regret choosing him as your loan officer.

Working with derick was a breath of fresh air. He’s knowledgeable, friendly, easy to talk to, and he’s always quick to respond to any questions you have! My transaction with Derick went by so smoothly and whenever something came up, he made sure to take care of it right away. I strongly recommend anybody looking to purchase a home to give Derick a call and see for themselves!

All I can say is I had been looking for a house for 2 years with another mortgage company, but as soon as I contacted Dereck DaCosta at total mortgage he was hands on, got me in touch with a realtor that was great, and hands on as well which made whole process easier to go through. After not even a month of looking found a house and now about to close!! It’s been such a smoooth process! 10/10

I’m having a hard time finding the 6th star.. Derick was very knowledgeable, professional, and detailed. He helped me prepare to qualify and close quickly. You can tell he cares and takes pride in what he does.

I would 100% recommend working with Derick. From mortgage inquiry, to applications, to approval, and closing on our house, Derick was with us every single step of the way. He was consistent and thorough with communicating everything we need and nexts steps. Can’t say enough about how much we appreciate his hard work to getting us to where we are. THANK YOUUU DERICK!

Derick made the home-buying process so stress free and seamless. Answered all questions in a timely manner, was also personable. Would recommend him to anyone looking to buy. Don’t waste your time and go straight to Derick!

We couldn’t have asked for a better loan officer than Derick! He worked with my boyfriend and I to finance our dream home. 🏡 he made the process quick & stress-free! He was willing to answer questions day & night and always eased our anxieties. I will be recommending all my friends and family to Derick. Thank you for helping make our dreams come true!

Derrick was fantastic to work with. He was very communicative and worked very hard to ensure everything went smoothly. The process went perfect and Derrick addressed any challenges that arose with professionalism.