At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About


VP, Mortgage Banker NMLS# 1568840
Zachary Mourad began his mortgage career in 2016 in his hometown of Morristown, New Jersey. After gaining valuable experience in his first year, he relocated to the Greater Boston Area to expand his reach and build lasting relationships in a competitive market. Today, Zachary lives in southern New Hampshire with his wife and business partner, where they’ve built a trusted, family-run lending team dedicated to delivering exceptional service.
With licenses in Massachusetts, New Hampshire, Maine, New Jersey, Connecticut, and Florida, Zachary brings both regional expertise and broad market knowledge to every transaction. His approach is grounded in honesty, education, and personalized care—because no two homebuyers are the same, and every client deserves guidance tailored to their unique goals.
Whether you're purchasing your first home, refinancing, or investing in real estate, Zachary leverages the full range of loan options through Total Mortgage to find the perfect fit for your needs. He’s committed to making the mortgage process smooth, stress-free, and successful from start to finish.
If you’re ready to explore your home financing options, reach out to Zachary today—he’s here to help you every step of the way.

VP, Mortgage Banker NMLS# 1524849
Samantha Mourad has been a dedicated loan officer since 2017, proudly serving homebuyers and homeowners for over eight years. A New Hampshire native, Samantha understands firsthand the value of working with a local lender—someone who’s not only familiar with the area, but truly invested in the community’s success.
Together with her husband, Samantha forms a knowledgeable and approachable lending team that puts clients first. While larger institutions may treat lending as a numbers game, Samantha believes every client deserves a personalized and thoughtful experience. She takes the time to understand each borrower’s unique goals and challenges, ensuring they receive the right guidance and loan solution from start to finish.
Whether you’re a first-time buyer, refinancing, or expanding your real estate portfolio, Samantha uses Total Mortgage’s wide array of loan products to help make your financing process seamless, transparent, and educational.
Ready to take the next step toward homeownership? Reach out to Samantha today—she’s here to help you navigate the process with confidence and care.

Mortgage Banker NMLS# 1725768
Cindi was born and raised in Wisconsin, but has called New England her true home for the past 20 years. She started well versed and thoroughly educated in the legal field, then transitioned into real estate where she assisted in transactions, marketing, and billing.
Cindi now finds herself in the mortgage business, where she can utilize her excellent communication, premier knowledge, and years of experience to her client's benefit. She knows what her clients need before they need it, offering herself as an educator and guide through the process of finding and buying a home.
In her free time, Cindi enjoys traveling, planning events and fundraisers, and spending time with her family and many friends.

Mortgage Banker NMLS# 2683914
At 24, Dylan Caplette made the jump to Total Mortgage. Here to help homebuyers through a streamlined mortgage experience for all situations! Dylan is young and hungry to make your mortgage experience one that you don't forget. Dylan is a military brat, born in Manchester, New Hampshire. Dylan moved across seven different states through growing up, giving Dylan a unique perspective into the importance of home ownership. I have a passion for football, something I've been apart of my whole life. Started coaching Londonderry High School Football, going on year three! If you're ready to take the next step, give me a call!


About Total Mortgage






