Total Mortgage Services' Denise Peach Named Loan Officer of the Year by Massachusetts Mortgage Bankers Association
Published: April 27, 2026 | 5 min read
Recognition from New England's Largest Mortgage Association Caps a Record-Setting Run as the State's #1 MassHousing Originator for Six Consecutive Years
LEOMINSTER, MA — April 7, 2026 — Total Mortgage Services is proud to announce that loan originator Denise Peach has been named Loan Officer of the Year by the Massachusetts Mortgage Bankers Association (MMBA), the largest mortgage industry association in New England. The award was presented at the MMBA's annual Loan Officer of the Year Award Celebration, honoring professionals whose dedication, expertise, and impact set the standard for the industry across the state.
The recognition comes at a milestone moment: Peach has now held the title of #1 MassHousing Loan Originator in Massachusetts for six consecutive years — a streak that reflects not just volume, but a sustained commitment to helping underserved buyers navigate one of the most challenging housing markets in the country.
"This award reflects everything Denise brings to her clients and to this industry every single day," said a spokesperson for Total Mortgage Services. "She doesn't just close loans, she opens doors for families who thought homeownership was out of reach."
Opening Doors, One Loan at a Time
Denise Peach didn’t initially set out to become a loan officer, but nearly three decades later she’s built a career defined by it. She began 28 years ago as a property manager at a local apartment complex while also working as a personal trainer. A chance conversation with a loan officer client sparked a pivot that would shape her future. Eight year ago, she committed fully to lending, opening her branch in Leominster and establishing herself as a trusted, results-driven expert.
As housing affordability continues to strain Massachusetts buyers, Peach has distinguished herself through deep expertise in MassHousing programs — state-backed financing solutions specifically designed to lower the barriers to homeownership for first-time buyers. The MassHousing Down Payment Assistance program offers up to $30,000 in support across every city and town in the state, and Peach has built her reputation on her ability to structure those resources precisely and efficiently for each borrower she serves.
"The Down Payment Assistance program offers up to $30,000 in support in every city and town across the state," Peach has noted, "and in many cases, those funds can be layered with other eligible local or national programs. That flexibility enables qualified buyers to reduce upfront cash demands and compete more effectively in today's market."
Her approach goes well beyond product knowledge. Peach guides clients through every step of the eligibility process: reviewing credit profiles, closing documentation gaps, and preparing borrowers strategically so that nothing stands between a qualified family and their closing date. The result, consistently, is a smoother experience and a higher likelihood of approval.
Clients have taken notice. One recent homebuyer described working with her: "They were knowledgeable, patient, and always available to answer my questions. Every step of the process was clearly explained, and everything was handled efficiently and on time. I truly appreciate their dedication and would highly recommend them to anyone exploring their mortgage options."
Another recent homebuyer emphasized Denise’s consistent availability, "Denise is amazing and a pleasure to work with. I never once had to leave a voicemail as she always took my call. Always available and always willing to help me navigate the process. OUTSTANDING!!"
While Denise leads the strategy, her success is bolstered by the dedicated support of The Peach Team, ensuring every borrower receives white-glove service from pre-approval to the closing table.
A Standard Recognized Across the Industry
Founded in 1976, the MMBA represents over 225 corporate members and is widely regarded as one of the most influential mortgage associations in the country. Its mission centers on advancing the highest ethical standards in lending, expanding access to homeownership, and recognizing the professionals driving those goals forward. Being named Loan Officer of the Year by this organization places Peach among the most respected practitioners in New England.
Her six-year run as the state's top MassHousing originator, now capped by this industry honor, affirms what borrowers across Massachusetts have known for years: Denise Peach is the go-to name in local lending, proven, trusted, and always going above and beyond to help you achieve your homeownership dreams.
About Total Mortgage Services
Total Mortgage Services is a nationally licensed lender headquartered in Milford, Connecticut. Since 1997, the company has combined local market expertise with modern lending infrastructure to help borrowers navigate every stage of the mortgage process — from application through funding. Total Mortgage Services is proud to be a leading MassHousing-approved lender and a committed partner in expanding responsible homeownership across Massachusetts and beyond.
For more information, visit totalmortgage.com or call (203) 876-2200.
Media Contact: Total Mortgage Services | 185 Plains Road, Milford, CT 06461 | (203) 876-2200
About Total Mortgage
Founded in 1997, Total Mortgage combines the personal attention of a local lender with the strength and resources of a national one. No matter how much we grow, we make home financing clearer, faster, and more human, so every borrower feels confident from application to closing and achieves homeownership responsibly.