30-year fixed USDA
this loan is the mortgage industry’s best kept secret
focus on the move, not the mortgage
Greenlight your loan, and close in 21 days*
*Terms and conditions apply. For complete details click here
the perfect loan for
rural and suburban bargain hunters
If you haven’t run across the USDA loan program in your mortgage search yet, we’re not surprised. Since this program is backed by The U.S. Department of Agriculture and designed to give the housing market a boost outside of cities, it caters to a just a fraction of American borrowers—making it less attractive to a lot of big banks.
However, a 30-year fixed-rate USDA loan has a lot of amazing perks, like more relaxed credit restrictions and down payments as low as 0%. Plus, despite the name, plenty of suburban areas qualify.
Claim your slice of country (or not-so-country) living.
the benefits
- No down payment required
- Low private mortgage insurance costs
- Your payment stays the same for the life of the loan
the requirements
- You must have a credit score of at least 680
- You must make under 115% of the median income for your area
- The property must be located in a designated “rural” area
- Available for primary residences only
*Terms and conditions apply.
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