FHA 203kRenovation Loan

the easy way to finance your renovations


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the perfect loan for


Not everyone buys a move-in ready dream home. For buyers working on a budget or current owners hoping to revamp their property, an FHA 203k loan has an attractive feature: it allows you to finance your renovation along with your purchase or refinance. There’s really only one downside—since these loans require additional documentation, they tend to take bit longer to close.

There are two versions of this program. A standard 203k is intended for extensive and structural repairs, while a streamline 203k is meant for general and cosmetic renovations that will total under $35,000. Which you should choose depends on your plans.

Happy Couple

Get a hand with your renovation.

the benefits

  • Minimal out-of-pocket renovation costs
  • The ability to make your house your own
  • Low credit scores accepted
  • Fixed rate, adjustable rate, and term length options available

the requirements

  • Minimum credit score of 620
  • Max debt to income ratio of 43%
  • Available for primary residences only
  • All improvements must become a permanent part of property

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