Mortgage Loans

Fixed Rate Mortgage

Consistent Payments
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FHA Mortgage

Great for First Time Buyers
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ARM Mortgage Loan

Lowest Monthly Payment
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Choosing the Right Loan for YOU

  • The right mortgage is one that you can afford to pay for years to come.
  • The right mortgage costs you as little as possible over the life of the loan.
  • The right mortgage can be closed quickly and efficiently.
  • The right mortgage allows you to turn your house into a home.

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Mortgage Loan Options Key Features

Fixed Rate Mortgage

Our most popular loan programs, fixed rate mortgages offer consistent monthly payments and are great for the long term home owner.

FHA Mortgage Loan

Our most flexible loan program, FHA insured mortgages offer low minimum down payments. FHA loans are well-suited for first time home buyers.

Adjustable Rate Mortgage (ARM)

Our ARMs feature our lowest mortgage rates and offer the lowest monthly payments of any mortgage.

FHA Streamlined

Refinance your existing FHA mortgage quickly and easily with the FHA’s Streamline Refinance Program.


Even if you’re underwater on your mortgage, you may be able to refinance at today’s record low rates through HARP.

Jumbo Mortgage

Jumbos are back! We offer fast closing times and unparalleled rates and service on our jumbo mortgages.

Home Equity Loan

Tap your home equity to pay for education costs, consolidate debt, fund your business, renovate your home, and more.

Reverse Mortgage

A reverse mortgage enables senior homeowners to convert a part of their home equity into income without having to sell the home.

203(k) Loan

FHA 203(k) loans make it easy for borrowers to purchase and remodel homes, including foreclosed and distressed properties.

Co-op Home Loans

Having trouble securing a loan for your co-op? Look no further, Total Mortgage can help you get financing for your co-op purchase or co-op mortgage refinancing.

Still not sure which mortgage is the right loan for you?

That's OK. Start with one of our easy mortgage loan calculators. Or talk to a Home Loan Expert now by calling 2037075693!