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Zach Cofrancesco photo

Zach Cofrancesco | NMLS# 2543739

Mortgage Loan Originator | Milford, CT

About Me

As a licensed mortgage banker at Total Mortgage, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible.

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Client Testimonials

What My Clients Say

I had an awesome experience. They were very professional and knowledgeable. They helped me make my dream a reality. My family and I are extremely grateful.

Working with Zach was one of the best decisions my wife and I made in our home buying process. He worked tirelessly every day to make sure we got the best deal possible. Friendly, cooperative, honest, patient, and extremely knowledgeable. Always responded to our inquiries quickly and treated us like family every step of the way. I strongly recommend him to anyone looking for their forever home!

Everything was made so easy for us! An endless amount of help was available to us

"Very satisfied with the help, especially Zach Cofrancesco. Very satisfied with the help. "

"Zack Cofrancesco was my loan advisor \nThank you so much for your time u had made my home purchase easy and smooth. Not only I had good Experience working with Zack he did Awesome, superb and amazing job. I can’t thank him enough for his professionalism and time management. He is a great one for your company, I wish him all the success on his profession."

The best decision I made was using Zach as my mortgage lender. From start to finish, Zach redefined what customer service should be. He worked tirelessly—not just during standard business hours, but on weekends and evenings—always just a call or message away. His dedication, responsiveness, and deep knowledge of the mortgage process made a potentially stressful time feel completely manageable. What truly stood out was how much he cared. Zach didn't just process paperwork—he advocated for me, explained every detail with patience and clarity, and made sure I got the best possible outcome. Every step of the way, he went above and beyond expectations, and it never felt like I was just another client. If you're looking for someone who will go the extra mile (and then some), Zach is the one you want in your corner. I can’t recommend him highly enough.

Zach was extremely informative during my mortgage process. I liked his demeanor he presented over the phone. From the first communications with him I could trust him. He didn’t come across as a used car salesman. I would definitely recommend him to anyone who is looking for a mortgage.


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