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about me

A graduate of Southern Connecticut State University where he studied Political Science and Pre-Law, Michael Dubecky is now helping borrowers understand the complexities of mortgages. Thanks to a consultative approach that he customizes to each borrower’s needs, Michael is able to provide exceptional service and find the right product for every scenario.

In his free time Michael is busy competing in state and regional amateur golf tournaments, playing ice hockey, or relaxing with his Shetland Sheepdog Moe.

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials


Michael made my dream of home ownership come true. He explained the process and kept me updated along the way. There was never a time during the mortgage process where I felt Michael did not place my best interests at the forefront. More importantly, he met my critical closing date. I never felt as if he was stressed nor rushed me through the process. While my intention was to purchase my forever home, should I ever need to purchase or refinance a mortgage, there is only one person I will call - Michael Dubecky. Again - thanks for everything Michael!!

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Had a great experience with Michael, he worked with since day one in order get everything we needed to have a smooth approval. He had to deal with a sale by owner, which, I must say was not pleasant at times. Nevertheless, he was always available and was very patient and answered all my questions. Its a shame that Total Mortgage did not fly him down for the closing. Would definitely recommend him and use him again in the future.

zuser20150622143108045 from Doral, FL


Michael was patient, cool, level headed, helpful and flexible. I'm going to use him again for my upcoming refinance! I found everyone at Total Mortgage to be very helpful and they always answered any emails or text or phone calls right away. I'm very happy with their service.

pelzthomas from Bal Harbour, FL

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