Update: Total Mortgage is still closing loans during the government shutdown.
Michael Dubecky photo

Michael Dubecky

Mortgage Banker

NMLS# 1481247

about me

A graduate of Southern Connecticut State University where he studied Political Science and Pre-Law, Michael Dubecky is now helping borrowers understand the complexities of mortgages. Thanks to a consultative approach that he customizes to each borrower’s needs, Michael is able to provide exceptional service and find the right product for every scenario.

In his free time Michael is busy competing in state and regional amateur golf tournaments, playing ice hockey, or relaxing with his Shetland Sheepdog Moe.


Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

client testimonials

Had a great experience with Michael, he worked with since day one in order get everything we needed to have a smooth approval. He had to deal with a sale by owner, which, I must say was not pleasant at times. Nevertheless, he was always available and was very patient and answered all my questions. Its a shame that Total Mortgage did not fly him down for the closing. Would definitely recommend him and use him again in the future.

zuser20150622143108045 from Doral, FL

Michael is an exceptional mortgage banker. Michael is exceptionally patient and thorough through the home buying process. He guides you through the process and tells you exactly what documents he needs to complete the mortgage transaction. In my case, I had tricky student loans, but Michael was skilled enough to help guide me in the process and get me into the house I wanted. In addition, if I had questions Michael was readily available to help and never made me feel like a burden with my questions. I will forever be grateful to Michael and his team for the hard work they put in. I highly recommend Total Mortgage and their team. If you are looking for a thoughtful, professional and savvy mortgage broker, then Michael is your guy.

Read more

Erin Sherman from West Haven, CT

Michael made my dream of home ownership come true. He explained the process and kept me updated along the way. There was never a time during the mortgage process where I felt Michael did not place my best interests at the forefront. More importantly, he met my critical closing date. I never felt as if he was stressed nor rushed me through the process. While my intention was to purchase my forever home, should I ever need to purchase or refinance a mortgage, there is only one person I will call - Michael Dubecky. Again - thanks for everything Michael!!

Read more


Start Your Mortgage Process Today

Apply Now

ask a question