Marc Nathan

Marc Nathan

Vice President & Senior Mortgage Banker NMLS #90295

4.90
448 reviews

With 30 years of industry experience, Marc Nathan knows mortgages. From start to finish, he’s dedicated to providing a seamless, educational, and fulfilling financing process for every client, every time.

Marc’s emphasis on availability and responsiveness has earned him repeat clients and industry recognition over the years. As one of Total Mortgage’s leading loan officers, he has hundreds of five-star client reviews and was named Hartford County’s #1 loan officer of 2021. Much of this can be credited to Marc’s attention to detail, communication, and efficiency throughout the process – signs of a true local lender.

Since 2005, Marc has cultivated a team of experts dedicated not only to offering a great homebuying experience, but to each other as well. His assistants and processors know the importance of their role on the team and consistently work together to help clients succeed. And under Marc’s leadership, you can rest assured that your financing experience will be an easy one.

Whether you’re purchasing a new home, refinancing, or just have questions, Marc has the expertise necessary to help you reach your goals. Get in touch with his team today.

What my clients say

Fast and efficient service. Excellent communication. You are babied through every step.

Geraldine F.

thelenderlist

Outstanding overall!

Waseem I.

thelenderlist

Marc Nathan!! Got it done!

Khaldon S.

thelenderlist

Just wanted to let everyone know that's looking for the perfect mortgage company and lender, that Marc is hands down one of the best lenders out there. He's truly got it all - no games, no delays, just gets the job done. His team is amazing and they are all so professional. My husband and I are beyond grateful for all the hard work they put in. They closed on time and made the process seamless. Highly recommend Marc to anyone looking for a top-notch lender. Thanks again for everything!

Ana M.

zillow

No message available

Suresh N.

thelenderlist

Marc and his team were incredibly supportive throughout my home-buying journey!

Changhyeon K.

thelenderlist

Very attentive to detail and communicative. i felt like we were in good hands and was comfortable

Eric P.

encompass

We found expertise in the field, reliability, and accessibility—paired with consistent and timely communication throughout each stage of the process.

Cesar M.

encompass

The only way my experience would have been great is to have had more time before the closing. I have no regrets, it's just that I wish my realtor had warned me that having the seller request a quick turnaround, and me to accept this, I wish I had known how crazy and stressful the process woils be. I will reach out to Ginny Proft-known her forever-and give her some productive criticism. And that's all! Thank you, Marc!

Margaret C.

encompass

Outstanding service from start to finish thank you!

Lauren P.

encompass

The clarity, transparancy, simplicity of working with Marc made it simple and painless.

Alessandro P.

encompass

Marc was engaged, knowledgeable, and pleasant.

Ashton L.

encompass

Overall, Marc and his team were great. They were highly knowledgable and guided us through the entire process. Everyone was kind and patient with us in learning everything we needed to know. We would highly recommend Marc and his team to anyone!

Angie G.

encompass

Great help

Michael S.

encompass

Marc was so personal and thoughful through the whole experience!

Garret D.

encompass

Very responsive and knowledgeable. Made the process painless and easy. Very organized and helpful!

Catherine S.

encompass

Marc and his team did everything they could to make a difficult process happen. The sheer volume of documents was, in my view, excessive. The run up was between one and two months long, and THEN it got busy, with me having to send documents, some several times, on nearly a daily basis. For someone like me, with stellar credit, zero debt, a more than decent amount of equity, and even some cash on hand, I found the whole experience demeaning and unecessarily complex. I kept feeling like if I was someone with just a W-2 and almost enough income, the bank would have been ramming the note down my throat. Do I know that for a fact? Of course not. But that's how the process felt to me: needlessly invasive, run by back-desk bureaucrats who were just not seeing the whole picture. I actually feel for Marc and his team, because they are the ones who are trying their best to be the human face of this company, and the company should thank their lucky stars they have people like Marc to soften what is a cold and emotionally vicious experience. I felt like I had to beg. Is that what you want your customers to feel?

David E.

encompass

Marc is so helpful - always happy to meet or speak by phone, and he walked me very patiently through the process. He was also very knowledgable and transparent about the market situation and was spot-on about market trends, he never pushed me to lock down before I was ready. Such a positive experience!

Melissa N.

encompass

The overall experience with Marc and the full team was very informative and pleasant .

Justin S.

encompass

A great experience, would highly recommend

Brian M.

encompass

Marc was always available, even for the smallest question. He always made me feel like things would work out. He reminded me of things I needed and gave me feeback when needed. Marc helped me get the loan I needed and the house I'm in in a dream come true. Thanks Marc!

Catherine C.

encompass

Very easy process. Would use Marc again.

Jessica B.

encompass

thand hyour staff for everything

Stephanie O.

encompass

good communication and mortgage went through

Lesley H.

encompass

Marc was always available to talk and made this process very easy to complete.

Sean C.

encompass

They are a professional mortgage group that provides convenient and easy mortgages using an app and solves big and small problems that arise during the mortgage process quickly and professionally, resulting in successful mortgage approval. They also provide reasonable mortgage interest rates.

Grace K.

encompass

My apologies but I am too busy to have opinions

Eve S.

encompass

Simple, fast process, great professional Job

Jonathan K.

encompass

Marc and his team were very helpful and respectful. They made the whole process easy and smooth. I had a great experience and highly recommend them!

Sanaz V.

encompass

Marc is personable, very knowledgeable of his field, communicates well and responds to all emails/texts quickly, and works with you to close down the best deal.

Stephen F.

encompass

Marc and Carl were available, responsive and professional. The Total Mortgage app streamlined communication, expectation setting and document submission. Easiest mortgage transaction that I have ever had.

Adam S.

encompass

Very clear explanations of our options, and the whole team was really on top of communication and getting things done efficiently.

Dante C.

encompass

Marc and his team Were a pleasure to work with. Marc was extremely helpful

Evan S.

encompass

Marc was so responsive and answered all my questions!!

Rachel S.

encompass

Marc helped me get a great rate and made the whole process very easy. His communication was always very clear and gave good advice. My refi closed quickly and efficiently. The whole team was great to work with.

Mitchell G.

encompass

Marc and his team were great. As a first time home buyer I was very nervous going through the process but Marc was very helpful and made it seem like a easy process

Raymond P.

encompass

helpful across every step!

Kevin S.

encompass

Marc and his team were very communicative throughout the entire process. We appreciated their promptness and professionalism.

Emily P.

encompass

Marc's knowledge and communication skills made the process much smoother and was able to educate as well as inform.

Brian M.

encompass

Marc and his team were extremely helpful through the whole process .

Becky C.

encompass

During the three years of my home buying process, I’ve worked with several lenders however none of them compare to Marc and the Total Mortgage team. What I loved most about Marc was his responsiveness. Whenever I had a question, Marc always ensured to answer them in a timely manner and if he didn’t know the answer, he would refer someone on his team who did. My closing process was unique, complex, and took longer than most; however Marc was always there every step of the way. I never felt isolated or alone, because Marc always was there to provide sound advice. I always felt that Marc was professional, had my best interest at hand, and was always there to listen to me vent about the frustrating process. Should I buy another home or know anyone buying a home in the near future, I would recommend Marc and his team every single time.

Vivian N.

google

Marc was responsive, professional, and knew what he was doing.

Vivian N.

encompass

Available, responsive, patient and knowledgeable

Kyle A.

encompass

Excellent home buying experience with Marc Nathan and the team, thank you!

Ryan K.

encompass

Communication/ Professionalism

Jessica N.

encompass

Marc level of service is second to none!!! He went above and beyond at every turn. I highly recommend him!!!

Megan A.

encompass

Competent, proactive communication. Respectful engagement throughout.

Lawrence W.

encompass

Process was incredibly smooth. Marc was very accessible and responsive to questions.

Nathan P.

encompass

Marc was very helpful and communicative, making the process very smooth!

Olivia D.

encompass

Communication was excellent; always clear, concise and timely. Always felt confident that all items were being handled. No surprises! Will recommend without hesitation.

Katerie W.

encompass

We have worked with Marc Nathan before and will again.

Robin R.

encompass

I worked with Marc and his team on my first house. Marc and his team helped me a lot, as I had many questions about the loan and the process. I would 100% recommend Marc and his team to my friends and relatives. Thanks Marc and team!

Huy N.

encompass

Marc and staff were always on top of thing and made sure everything was clear and taken care of. I ti the second time i have used him and both times I was very pleased.

Hadley R.

encompass

Marc was extremely attentive and great with communication!

Lillianna R.

encompass

I know I’m not the easiest customer ever, at the beginning I was discouraged by the process. But between Andrea, Marc And Carl everything start to shape up and they where patient and understanding with me. I have much to thank them. Thank you all!!

Viviana T.

encompass

very personal experience. marc is highly inteliigent and well experienced. thank you!

Danielle J.

encompass

Marc is a consummate professional. He was trustworthy and kind. He made the process very easy and smooth.

Andrew W.

encompass

Everyone helped really well and fast! Total Mortgage is the best mortgage! Especially Marc Nathan, who helped the most! I will always send friends and family to Marc Nathan if they need to buy a house!

Jian L.

encompass

Answered questions quickly and in an easy to follow manner

Edvin B.

encompass

Marc was very responsive. He was a great resource. Marc and his team made an experience that can be difficult and stressful a breeze. Would recommend him to friends and family. Not only does Marc have an extensive knowledge base about the products but he has amazing customer service skills. I felt that I could call Marc at any hour and he would answer my call.

Beth W.

encompass

Extremely responsive and knowledgeable. When we were first shopping for a mortgage we had reached out to two vendors. We chose Marc because of how quick and responsive he was to our needs. We knew that in today's climate we needed to act fast and had confidence Marc would be there for us.

Cassidy B.

encompass

Great communication, quick to respond to questions, emails, etc which is especially important in a seller’s market.

Jessica S.

encompass

It's not you, it's the process. We received a gift and had to have that person fill out paperwork and get bank statements just because they were being generous. It was embarrassing and felt ungrateful. We understand that it is what has to be done now, but we can't say the process of getting a loan is a great one.

Julie P.

encompass

Marc and the staff were always ready to answer questions, provide information and a deeper understanding of the entire process. They were kind, professional, supportive and helpful. Marc was a text message away when there was a critical issue with timing or discernment. Delighted!

Beverly M.

encompass

My family recommended Marc Nathan to us, and he was wonderful. He made the process go smoothly and any questions were answered. My husband and I were new to all of this so it was nice to be able to ask questions and be helped through every step of the way.

Nicole D.

encompass

Great service and communication. Thank you for your service

Sony G.

encompass

Marc was great, underwriter was not at that same level.

Natalina S.

encompass

It took us over 2.5 years and 13 offers to find a home, throughout that time Marc and his staff were unbelievably helpful. Very patient, very communicative. When we had questions we got quick and thorough answers. Would absolutely recommend to friends/family.

James O.

encompass

Marc and his crew were such a great team to work with! They were always available and willing to talk through any questions or concerns I had (Which were a lot). Marc and his team were also extremely insightful when it came to giving advice for hard decisions that needed to be made and walked me step-by-step through each action from the initial phone call through closing day and beyond! Couldn't have done any of it with them!

Michael K.

encompass

We bid on thirteen homes over a 2.5+ year period. Marc was incredibly responsive throughout, and quick to provide letters every single time, often on short notice. He was extremely reliable, and we are very grateful for his help. The closing process was stress-free and smooth, thanks to Marc and his team.

Sarah O.

encompass

Marc was very attentive to us through the process. As first time home buyers we had plenty of questions that were always answered.

Colin R.

encompass

Marc is awesome as always! Great to work with him!

Yue L.

encompass

Marc was very communicative and transparent.

Mark M.

encompass

I worked with Marc many years as my mortgage loan officer, and I couldn't be happier with the experience. From start to finish, Marc was professional, knowledgeable, and incredibly responsive. He guided me through the entire process, patiently answering all of my questions and ensuring that I understood each step along the way. Marc's attention to detail and commitment to providing exceptional customer service truly set him apart. I would highly recommend Marc to anyone in need of a mortgage loan officer. Thank you, Marc, for making the home buying process a smooth and stress-free experience!

Jenny L.

zillow

Marc and his team’s experience, professionalism, and frequent communication made the purchase of my first home smoother than I could have ever imagined. They prepared me with what to expect and were always ready to answer any questions/concerns that I had. It helped me move forward with peace and confidence. They were so supportive and knowledgeable and I am so grateful for them.

Niko B.

encompass

Marc and his team worked so hard to provide the best service possible for us. Thank you for everything.

Matthew F.

encompass

Great communication, assistance, organization and clarity. Very organized and fast at responding. Everything went smooth and flawless

Amanda U.

encompass

I appreciate all my questions answered pretty quickly

Matthew A.

encompass

Always there to answer questions!

Meghan C.

encompass

Marc and his team at Total Mortgage were excellent. He was a great communicator, always kept me in the loop regarding updates and was always accessible to contact for any questions. I highly recommend Marc and his team at Total Mortgage.

Evan S.

encompass

Marc did an exceptional job educating me on the process and provided timely responses to outstanding questions and items. I highly recommend Marc and look forward to working together again.

Latrice H.

encompass

Knowledgeable, easy to work with, and efficient.

Blair M.

encompass

Very helpful and kind used his services twice

Angel S.

encompass

Marc was very knowledgeable and answered all my questions in a timely manner. He made the whole process easy and speaking with him was very laid back and stress free.

Sean H.

encompass

Very easy guy to talk to that made the mortgage process very smooth! We felt that we were treated very well and respectful! He made us feel like real people that just needed help getting a forever home :)

Wieslaw K.

encompass

Could not have asked for a better experience. Would 100% use Marc and his team again! The process was quick, well explained, and Marc was easy to reach for any questions.

Morgan C.

google

Could not have asked for a better experience. Would 100% use Marc and his team again! The process was quick, well explained, and Marc was easy to reach for any questions.

Morgan C.

encompass

We had a tricky situation and Marc worked with us to make it happen despite the challenges!

Nora M.

encompass

Our path to getting our mortgage was more complicated than most. However, Marc guided us through the process with patience and expertise and he was a pleasure to work with.

Noragmch

zillow

Working over email made it possible. Too many months worth of documents. Due to one falking in middle of month? Uploading to website not always obvious. Quick tutorial would have helped. Staff provided great help. Thank you. We are grateful.

Toby R.

encompass

Marc is very insightful and answered every questions we had.

Angela B.

encompass

Marc and his team were incredible! They kept me informed every step of the way, answered my questions, and made the whole process feel very streamlined. I am so grateful to have met them and have the opportunity to work with them. Many thanks!

Amanda H.

encompass

Marc was awesome to work with and always available for questions and suggestions.

Ginny P.

encompass

Marc and Total Mortgage are the absolute best!!! Clients are happy! Attorneys are happy! Closings are great!

Tara R.

encompass

I'm a Realtor and Marc has provided wonderful service to my clients who have had the opportunity to work with him. His communication with them and with me is always good. Marc is reliable, knows his business well, and is able to get my clients to a successful closing!

Lori M.

encompass

Great working with you as always... I know my buyers are in great hands once I pass them off to you to get their loan in order!

Carl L.

encompass

Great service from start to finish.

Susan B.

encompass

We had a great experience with Marc Nathan and Total Mortgage. We're first-time home buyers and we're learning about the whole process to buy a house. All the communication and steps were really clear from the beginning. Any time we had questions Marc and Andrea Frechette were available, even over the weekend too. They have a lot of experience and know the market well. Also, the fact that they are a local operation was something we were looking for. We're really happy with the team that worked with us and with our purchase. We highly recommend them.

Viviane R.

encompass

Marc was always there to help and guide in every step, he knew what he was doing and what would be a best way for me to get approved for the Mortgage. I look forward to working with him in future and would be delighted to recommend him to my frns or families.

Shishir A.

zillow

Marc was very clear in all instructions, and very patient when I had trouble completing all the necessary paperwork. He made the experience much less difficult and stressful than it might have become. MUCH APPRECIATED!

Marc E.

encompass

Your local expert

Wherever you're located, I'm here to help.

Mortgage Rates Illustration

Mortgage rates today

The current 30-year fixed mortgage rate is as low as 6.750%. Get a personalized quote in just a few minutes.

Above rates last updated May 21st 2026, 4:30pm EST.

Question Illustration

Have a question?