In the meantime, checkout our credit tips below!

Biggest tips to improve your score

How much can my score affect my payment


    or

  6. (we know this is sensitive info but we must make sure its you)

  7. You understand that by clicking on the I AGREE button immediately following this notice you are providing 'written instructions' to the consumer under the Fair Credit Reporting Act authorizing the consumer to obtain information from your personal credit profile or other information from Avantus. You authorize Total Mortgage to obtain such information solely to prequalify you for credit options.

    8. *Credit available to participants who are looking to put an offer on a home within 60 days. $500 closing credit expires 60 days after submission of soft pull form. Terms and conditions apply. Contact us for more details.

    Fetching your score

    Qualification Probability:

Get prequalified and you'll receive a $500 closing credit! Using a soft credit pull ensures there's no harm to your credit score.

Know what you can afford by filling out our simple soft pull

Soft Pull vs Hard Pull

A soft pull occurs when you or a lender checks your credit as part of a pre-approval. This type of inquiry does not affect your credit score in any way. A hard pull takes place after you apply for a mortgage and the lender needs to review your credit before granting approval. This type of inquiry can influence your credit score.

Why Do a Soft Pull?

  • Industry-standard procedure
  • A safe way to find your score without affecting it
  • Used by lenders to help determine your eligibility

*Credit available to participants who are looking to put an offer on a home within 60 days. $500 closing credit expires 60 days after submission of soft pull form. Terms and conditions apply. Contact us for more details.

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