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Purchase Rates
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Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
We cannot say enough amazing things about Justin! He was so responsive and on top of every little detail. This market was insane with buying a house and he made it so much less stressful. Do yourself a favor and have Justin be your mortgage lender!
- Jaclyn D.
Justin G.
Mike Ortiz was amazing. He was responsive and able to answer every question we asked. I would definitely recommend him for your mortgage needs.
- Tina S.
Mike O.
As first-time homebuyers, the loan process felt overwhelming and honestly a little intimidating at first. But from the very beginning, our loan officer Aileen made everything so much easier to understand and handle. We were in a situation where we needed to move quickly, and they went above and beyond to make sure everything stayed on track. She was always available to answer our questions, explain every step clearly, and keep us updated so we never felt lost or stressed. What really stood out was her dedication and patience. No matter how many questions we had, she took the time to make sure we felt confident and comfortable with every decision. You can tell she truly cares about the people she works with. Because of her hard work and commitment, we were able to close on our home without unnecessary delays, and we are so incredibly grateful. If you’re a first-time homebuyer or just want someone who is reliable, responsive, and genuinely cares, I would highly recommend reaching out to Aileen.
- Crissy A.
Aileen B.
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