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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
⭐️⭐️⭐️⭐️⭐️ I can’t say enough amazing things about Zach and his team at Total Mortgage! From start to finish, the entire process was seamless, stress-free, and actually enjoyable (which says a lot when it comes to mortgages). Zach is incredibly knowledgeable, responsive, and genuinely cares about his clients. He took the time to explain every step, answer all my questions (no matter how small), and made sure I felt confident and comfortable throughout the entire process. His attention to detail and commitment to getting the best outcome truly sets him apart. His team was just as impressive—organized, efficient, and always one step ahead. Everything was handled quickly and professionally, and I always felt like I was in the best hands. If you’re looking for a mortgage broker who is trustworthy, dedicated, and goes above and beyond, Zach and the team at Total Mortgage are the absolute best. I would recommend them 1000 times over! Thank you again for making this such a smooth and positive experience
- Michele W.
Zach C.
My refinance was a uniquely difficult one and on a quite a short time timeline. Nick really helped me move fast on it and make it through a lot of unexpected hurdles. Highly recommend working with him!
- Christian S.
Nicholas A. B.
Matt was a pleasure to work with. As first-time homebuyers, we really appreciated how he always made time to speak with us and answer any questions we had. He was incredibly thorough in explaining unfamiliar terms and guiding us through the entire process! We always felt confident that he had our best interests in mind and was willing to go the extra mile to ensure everything went smoothly from start to finish. We’re over the moon with our experience and would highly recommend Matt to anyone looking for a mortgage lender!
- Olivia O.
Matthew T.
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