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A stated income program is one that allows the borrower to secure financing without having to provide extensive financial documentation such as pay stubs, bank statements, and tax returns. The reduced documentation requirements generally make for faster approvals. In return for the faster approval with less documentation, you can expect to pay more in the long run for this type of mortgage (in the form of higher interest rates or a larger principal). However, you’ll find that Total Mortgage offers competitive rates and fees.
Call a Total Mortgage expert now at 877-868-2503. to discuss this and other mortgage options. |
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