Finding the right mortgage is just as important as finding the right home. With so much at stake, it’s important to get expert advice from a company that you can trust.

Total Mortgage Services has a team of dedicated experts for Jumbo Mortgage Programs. We are committed to finding the right loan, at the right rate, and keeping you informed every step of the way. If you’d like to talk to one of our Jumbo Mortgage Programs experts, fill out the contact form below and we’ll call you right back or call 877-868-2503 for immediate assistance.

Jumbo Mortgage Programs -- Explained

Jumbo Mortgage Programs are those with a loan amount over the industry standard conforming limit. Set by congress, the conforming limit is defined by the maximum loan amount available for purchase by Fannie Mae and Freddie Mac -- the two federally charted organizations that procure mortgage securities. The current conforming limit is $417,000. Being above the conforming limit, Jumbo loans are often subjected to premiums on interest rates and other restrictions.

Call 877-868-2503 and ask a loan consultant if you qualify for conforming rates.

Jumbo Mortgage Programs -- The Options

Because Jumbo Mortgage programs are subject to special conditions over and above conforming loan conditions, it’s important to consider all the available options. The higher loan amounts associated with Jumbo Mortgage programs normally mean that no-money-down programs are generally not available. For the most part, a minimum of 5% down payment is required to secure Jumbo loan programs. Additionally, because of increased loan amount, it is recommended to investigate the viability of variable and fixed interest rates for Jumbo Mortgages.      

Jumbo Mortgage Programs -- Getting the Right Advice

At Total Mortgage Services, we have Jumbo loan experts ready to discuss the various options available to you. We are committed to exceptional service and offering the best Jumbo Mortgage rates available.