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I don't give out compliments lightly. Nor do I lend my name or make recommendations to friends and family of services I've used unless I'm 150% satisfied.  Your company met and exceeded my expectations.

     - Kevin B., Raleigh , NC

Thank you for the professional and efficient way you handled our mortgage. You answered every email in minutes if not seconds and hurled every obstacle with athletic prowess.
 - Padraic W
       W. New York, NJ

Just a quick note to thank you all for your help, expertise and for your patience in processing and closing the refinance with such a great rate!
     - Carmen P
       Sterling, VA


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FHA MORTGAGE REFINANCE & FHA STREAMLINE PROGRAMS

The Federal Housing Administration offers a number of federally insured mortgage programs to American citizens wanting to purchase or refinance a home. With rising interest rates and an unstable economy, many homeowners are turning toward FHA Refinance and FHA Streamline programs.

At Total Mortgage Services, we are mortgage refinancing experts. As an FHA Approved Lender, we can advise you on whether or not FHA Refinance and FHA Streamline Programs are the right choice in your situation. Fill out the contact form below for more information. Call 877-868-2503 for more information and today's rates.

Why Refinance Your Home Loan?

Mortgagees choose to refinance for a number of reasons. Often, mortgagees choose to refinance to lower their monthly repayments or use the built-up equity in their homes to get cash back. Refinancing can also allow homeowners to cash-out a significant portion of their home’s value up to 95% in certain circumstances. Whatever the reason, refinancing a mortgage usually results in a more comfortable financial arrangement for the homeowner.

Refinancing with an FHA Insured Refinance Program

Refinancing a mortgage with FHA Refinance and Streamline Programs can be an easier and more viable option for many homeowners. There are many benefits to FHA Refinance and Streamline Programs, including more flexible lending requirements because an FHA Loan is federally insured against default.  

FHA loans offered through the FHA Refinance and Streamline Programs will be available at low, competitive interest rates. Additionally, FHA loans are available to those who have less than perfect credit, or have experienced bankruptcy.

FHA Streamline Refinance Programs
 
You don’t have to have an FHA insured loan to benefit from the FHA Refinance and Streamline Programs. However, if you do already have an FHA insured loan, you can take advantage of a FHA Streamline refinance loan. A streamline refinance loan refers to a significant reduction in the paperwork required to obtain a refinanced FHA loan.

The benefits for the FHA Streamline programs include a no-cost interest rate reductions program, the possibility of no income or credit qualifications and easy switching of the loan term and type.

Get the Right Advice Before You Refinance

Not all lending companies can offer FHA Refinance and FHA Streamline Programs. The good news is that Total Mortgage Services can, and we’re specialists in doing so. Nothing makes the refinancing process easier than talking to a qualified mortgage professional. Our team of FHA Refinance and FHA Streamline Program experts is ready to answer all of your refinancing questions.

Fill out the Contact Form on the right or call 877-868-2503 to have a Reverse Mortgage Expert call you today!

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