New Jersey Mortgage Rates NJ

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Total Mortgage provides some of the lowest mortgage rates in New Jersey.

New Jersey (NJ) Mortgage Rates as of Feb 8, 2012 *

Mortgage Products Rate APR Lock  
30-Year Fixed Conventional 3.625% 3.741% 30 Apply
20-Year Fixed Conventional 3.500% 3.661% 30 Apply
15-Year Fixed Conventional 3.125% 3.331% 30 Apply
30-Year FHA 3.625% 4.975% 30 Apply
30-Year Fixed Jumbo Mortgage 4.375% 4.474% 30 Apply
15-Year Fixed Jumbo Mortgage 3.500% 3.670% 30 Apply
10-Year Fixed Jumbo Mortgage 3.375% 3.621% 30 Apply
5/1-Year ARM Mortgage 2.375% 2.752% 30 Apply
5/1-Year Jumbo ARM Mortgage 2.750% 2.711% 30 Apply
7/1-Year Jumbo ARM Mortgage 3.125% 2.871% 30 Apply
10/1-Year Jumbo ARM Mortgage 3.875% 3.360% 30 Apply

30-Year Fixed New Jersey Mortgage Rates
By using our programs, borrowers will be able to get low 30-year fixed NJ mortgage rates when they buy a home or refinance their current mortgage. First-time buyers will probably first consider 30-year fixed-rate home loans because of their low New Jersey mortgage rates and affordable monthly payments. Lower home prices in New Jersey, which have declined substantially from their peak, combined with low NJ mortgage rates make purchasing an increasingly attractive option for first-time home buyers.

Much of the populous northern region of New Jersey near York York City falls into high-cost areas. That means Fannie Mae, Freddie Mac and FHA can use the expanded conforming limit in those areas, allowing loans under the limit can take advantage of lower NJ mortgage rates.

Home buyers and homeowners in high-cost areas covering much of northern New Jersey have less than a year before lower New Jersey mortgage rates for larger loan amounts expire. That's because the expanded conforming mortgage limit - with its lower New Jersey mortgage rates is scheduled to expire in September 2011.

New Jersey Jumbo Loan Program
Home loans in places the government calls high cost areas can be as large as $729,750 and still use lower conforming New Jersey mortgage rates through September. After that time, larger home loans will have to be financed as non-conforming mortgages, or jumbo mortgages, and will have higher New Jersey mortgage rates.

In many of the most expensive areas of New Jersey such as Millburn, Rumson, Saddle River or Alpine, borrowers need a jumbo loan program if loan amounts are between $729,750 and $2.5 million. Although jumbo NJ mortgage rates are generally higher than New Jersey mortgage rates under the conforming limit, Total Mortgage has some of the lowest jumbo New Jersey mortgage rates available. Total Mortgage has attractive super jumbo NJ mortgage rates for amounts over $2.5 million.

Low NJ mortgage rates
For counties further out from New York City - such as Cape May, Salem and Burlington Counties - most borrowers should be able to utilize standard NJ mortgage rates and standard Fannie Mae, Freddie Mac and FHA loan programs up to the conventional loan limits of $417,000.

Total Mortgage also provides some of the lowest New Jersey mortgage rates for the 15-year fixed-rate home loans as well as some of the lowest adjustable NJ mortgage rates.

For today's rates on all other mortgage products, please call 888-868-2509 to speak to one of our mortgage experts. For a custom mortgage rate quote, apply now by filing out our form.

Several other mortgage products and low mortgage rate options are available to meet your specific needs.

You may also visit our current mortgage rates page for the current mortgage rates for 15- and 30-year fixed-rate jumbo mortgage products, as well as our 5/1 adjustable-rate mortgage (ARM) jumbo mortgage product. For the most up-to-date rates for our FHA 30-year fixed-rate mortgage product, visit our FHA mortgage rates page. For the most up-to-date rates on all of our other products and programs, call 877-868-2503 and speak to a mortgage professional now.

We are an Equal Housing Lender.

* All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 1 point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, one point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, one point, a $495 application fee, $450 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV and are subject to mortgage approval with full documentation of income. All rates are subject to change without notice.

All rates shown are for 30 day rate locks with 1 point unless otherwise noted.


New Jersey (NJ): View Cities | View Counties | View Zipcodes | View Area-codes

Mortgage Loan generated in following cities of New Jersey:

1) Aberdeen, NJ2) Absecon, NJ3) Absecon City, NJ
4) Absecon Heights, NJ5) Absecon Highlands, NJ6) Academy, NJ
7) Adelphia, NJ8) Albion, NJ9) Allamuchy, NJ
10) Allamuchy Township, NJ11) Allendale, NJ12) Allenhurst, NJ
13) Allentown, NJ14) Allenwood, NJ15) Alloway, NJ
16) Allwood, NJ17) Almonesson, NJ18) Alpha, NJ
19) Alpine, NJ20) Ampere, NJ21) Ancora, NJ
22) Andover, NJ23) Anglesea, NJ24) Annandale, NJ
25) Arlington, NJ26) Asbury, NJ27) Asbury Gardens, NJ
28) Asbury Park, NJ29) Ashland, NJ30) Atco, NJ
31) Atlantic City, NJ32) Atlantic Highlands, NJ33) Auburn, NJ
34) Audubon, NJ35) Audubon Park, NJ36) Augusta, NJ
37) Aura, NJ38) Avalon, NJ39) Avenel, NJ
40) Avon, NJ41) Avon by the Sea, NJ42) Awosting, NJ
43) Baptistown, NJ44) Bargaintown, NJ45) Barnegat, NJ
46) Barnegat Light, NJ47) Barnegat Township, NJ48) Barnsboro, NJ
49) Barrington, NJ50) Barry Lakes, NJ51) Basking Ridge, NJ
52) Batsto, NJ53) Bay Head, NJ54) Bayonne, NJ
55) Bayville, NJ56) Bayway, NJ57) Beach Haven, NJ
58) Beach Haven West, NJ59) Beachwood, NJ60) Beaver Lake, NJ
61) Bedminster, NJ62) Beemerville, NJ63) Beesleys Point, NJ
64) Belcoville, NJ65) Belford, NJ66) Belle Mead, NJ
67) Belleplain, NJ68) Belleville, NJ69) Bellmawr, NJ
70) Belmar, NJ71) Belvidere, NJ72) Bergen Point, NJ
73) Bergenfield, NJ74) Bergenline, NJ75) Berkeley, NJ
76) Berkeley Heights, NJ77) Berkeley Township, NJ78) Berlin, NJ
79) Berlin Boro, NJ80) Berlin Township, NJ81) Bernardsville, NJ
82) Betsytown, NJ83) Beverly, NJ84) Billingsport, NJ
85) Birmingham, NJ86) Bivalve, NJ87) Blackwood, NJ
88) Blackwood Terrace, NJ89) Blairstown, NJ90) Blawenburg, NJ
91) Blenheim, NJ92) Bloomfield, NJ93) Bloomingdale, NJ
94) Bloomsbury, NJ95) Blue Anchor, NJ96) Bogota, NJ
97) Boonton, NJ98) Boonton Township, NJ99) Bordentown, NJ
100) Bound Brook, NJ101) Braddock, NJ102) Bradevelt, NJ
103) Bradley Beach, NJ104) Bradley Park, NJ105) Branchburg, NJ
106) Branchville, NJ107) Brant Beach, NJ108) Brick, NJ
109) Bricktown, NJ110) Bridgeboro, NJ111) Bridgeport, NJ
112) Bridgeton, NJ113) Bridgewater, NJ114) Brielle, NJ
115) Brigantine, NJ116) Brigantine City, NJ117) Broadway, NJ
118) Brookdale, NJ119) Brooklawn, NJ120) Brookside, NJ
121) Browns Mills, NJ122) Budd Lake, NJ123) Buena, NJ
124) Burleigh, NJ125) Burlington, NJ126) Burlington City, NJ
127) Burlington Township, NJ128) Butler, NJ129) Buttzville, NJ
130) Caldwell, NJ131) Califon, NJ132) Camden, NJ
133) Cape May, NJ134) Cape May Beach, NJ135) Cape May Court House, NJ
136) Cape May Point, NJ137) Cardiff, NJ138) Carlstadt, NJ
139) Carmel, NJ140) Carneys Point, NJ141) Carteret, NJ
142) Castle Point, NJ143) Cecil, NJ144) Cedar Beach, NJ
145) Cedar Bonnet Island, NJ146) Cedar Brook, NJ147) Cedar Grove, NJ
148) Cedar Knolls, NJ149) Cedar Run, NJ150) Cedarville, NJ
151) Centerton, NJ152) Changewater, NJ153) Chatham, NJ
154) Chatsworth, NJ155) Cherry Hill, NJ156) Cherry Hill Township, NJ
157) Chesilhurst, NJ158) Chester, NJ159) Chesterfield, NJ
160) Chestnut, NJ161) Chews Landing, NJ162) Cinnaminson, NJ
163) Clark, NJ164) Clarksboro, NJ165) Clarksburg, NJ
166) Clayton, NJ167) Clementon, NJ168) Clermont, NJ
169) Cliff Park, NJ170) Cliffside Park, NJ171) Cliffwood, NJ
172) Cliffwood Beach, NJ173) Cliffwood Lake, NJ174) Clifton, NJ
175) Clinton, NJ176) Closter, NJ177) Cold Indian Springs, NJ
178) Cold Spring, NJ179) Colesville, NJ180) Collings Lakes, NJ
181) Collingswood, NJ182) Cologne, NJ183) Colonia, NJ
184) Colonial Terrace, NJ185) Colts Neck, NJ186) Columbia, NJ
187) Columbus, NJ188) Convent Station, NJ189) Cookstown, NJ
190) Corbin City, NJ191) Cozy Lake, NJ192) Cranbury, NJ
193) Cranford, NJ194) Cream Ridge, NJ195) Creamridge, NJ
196) Cresskill, NJ197) Cross Keys, NJ198) Crosswicks, NJ
199) Cupsaw Lake, NJ200) Daretown, NJ201) Darlington, NJ
202) Dayton, NJ203) Deal, NJ204) Deal Park, NJ
205) Deepwater, NJ206) Deerfield, NJ207) Deerfield Street, NJ
208) Del Haven, NJ209) Delair, NJ210) Delanco, NJ
211) Delawanna, NJ212) Delaware, NJ213) Delaware Park, NJ
214) Delmont, NJ215) Delran, NJ216) Demarest, NJ
217) Dennisville, NJ218) Denville, NJ219) Deptford, NJ
220) Devonshire, NJ221) Dividing Creek, NJ222) Doddtown, NJ
223) Dorchester, NJ224) Dorothy, NJ225) Dover, NJ
226) Dover Annex, NJ227) Dover Township, NJ228) Dumont, NJ
229) Dundee, NJ230) Dunellen, NJ231) Eagleswood Township, NJ
232) Earle Naval Weapons Station, NJ233) East Amwell, NJ234) East Amwell Township, NJ
235) East Berlin, NJ236) East Brunswick, NJ237) East Camden, NJ
238) East Freehold, NJ239) East Haddonfield, NJ240) East Hanover, NJ
241) East Keansburg, NJ242) East Millstone, NJ243) East Newark, NJ
244) East Orange, NJ245) East Rutherford, NJ246) East Vineland, NJ
247) East Windsor, NJ248) Eastampton, NJ249) Eastampton Township, NJ
250) Eatontown, NJ251) Echelon, NJ252) Edgewater, NJ
253) Edgewater Park, NJ254) Edison, NJ255) Egg Harbor, NJ
256) Egg Harbor City, NJ257) Egg Harbor Township, NJ258) Elberon, NJ
259) Elberon Park, NJ260) Eldora, NJ261) Elizabeth, NJ
262) Elizabethport, NJ263) Ellis Island, NJ264) Ellisburg, NJ
265) Elm, NJ266) Elmer, NJ267) Elmora, NJ
268) Elmwood Park, NJ269) Elwood, NJ270) Emerson, NJ
271) Englewood, NJ272) Englewood Cliffs, NJ273) English Creek, NJ
274) Englishtown, NJ275) Erial, NJ276) Erlton, NJ
277) Erma, NJ278) Erskine, NJ279) Erskine Lakes, NJ
280) Essex Fells, NJ281) Estell Manor, NJ282) Evesham, NJ
283) Evesham Township, NJ284) Ewan, NJ285) Ewing, NJ
286) Ewing Township, NJ287) Fair Haven, NJ288) Fair Lawn, NJ
289) Fairfield, NJ290) Fairlawn, NJ291) Fairton, NJ
292) Fairview, NJ293) Fanwood, NJ294) Far Hills, NJ
295) Farmingdale, NJ296) Farmington, NJ297) Fayson Lakes, NJ
298) Fieldsboro, NJ299) Finderne, NJ300) Fishing Creek, NJ
301) Five Corners, NJ302) Flagtown, NJ303) Flanders, NJ
304) Flemington, NJ305) Florence, NJ306) Florham Park, NJ
307) Folsom, NJ308) Fords, NJ309) Forked River, NJ
310) Fort Dix, NJ311) Fort Hancock, NJ312) Fort Lee, NJ
313) Fort Monmouth, NJ314) Fortescue, NJ315) Franklin, NJ
316) Franklin Lakes, NJ317) Franklin Park, NJ318) Franklin Township, NJ
319) Franklinville, NJ320) Fredon, NJ321) Fredon Township, NJ
322) Freehold, NJ323) Frenchtown, NJ324) Galloway, NJ
325) Galloway Township, NJ326) Gandys Beach, NJ327) Garfield, NJ
328) Garwood, NJ329) Gateway National Recreation, NJ330) Georgia, NJ
331) Gerard, NJ332) Germania, NJ333) Gibbsboro, NJ
334) Gibbstown, NJ335) Gillette, NJ336) Gladstone, NJ
337) Glassboro, NJ338) Glasser, NJ339) Glen Gardner, NJ
340) Glen Ridge, NJ341) Glen Rock, NJ342) Glendora, NJ
343) Glenwood, NJ344) Gloucester, NJ345) Gloucester City, NJ
346) Gordon Lakes, NJ347) Goshen, NJ348) Grassy Sound, NJ
349) Great Meadows, NJ350) Great Notch, NJ351) Green Bank, NJ
352) Green Brook, NJ353) Green Creek, NJ354) Green Pond, NJ
355) Green Village, NJ356) Greendell, NJ357) Greenpond, NJ
358) Greenville, NJ359) Greenwich, NJ360) Greenwich Township, NJ
361) Greenwood Lake, NJ362) Grenloch, NJ363) Greystone Park, NJ
364) Grove, NJ365) Groveville, NJ366) Guttenberg, NJ
367) Hack, NJ368) Hackensack, NJ369) Hackettstown, NJ
370) Haddon Heights, NJ371) Haddonfield, NJ372) Hainesport, NJ
373) Hainesport Township, NJ374) Haledon, NJ375) Hamburg, NJ
376) Hamilton, NJ377) Hamilton Square, NJ378) Hamilton Township, NJ
379) Hammonton, NJ380) Hampton, NJ381) Hancocks Bridge, NJ
382) Hardwick, NJ383) Harrington Park, NJ384) Harrison, NJ
385) Harrison Township, NJ386) Harrisonville, NJ387) Harvey Cedars, NJ
388) Harvey Cedars Boro, NJ389) Hasbrouck Heights, NJ390) Haskell, NJ
391) Haworth, NJ392) Hawthorne, NJ393) Hazlet, NJ
394) Heislerville, NJ395) Helmetta, NJ396) Hewitt, NJ
397) Hi Nella, NJ398) Hibernia, NJ399) High Bar Harbor, NJ
400) High Bridge, NJ401) High Crest, NJ402) High Point, NJ
403) High Point Park, NJ404) Highland Lakes, NJ405) Highland Park, NJ
406) Highlands, NJ407) Hightstown, NJ408) Hillcrest, NJ
409) Hillsborough, NJ410) Hillsdale, NJ411) Hillside, NJ
412) Hilltop, NJ413) Ho Ho Kus, NJ414) Hoboken, NJ
415) Holmdel, NJ416) Holmdel Village, NJ417) Hopatcong, NJ
418) Hope, NJ419) Hopewell, NJ420) Hopewell Township, NJ
421) Howell, NJ422) Hurffville, NJ423) Ideal Beach, NJ
424) Imlaystown, NJ425) Indian Mills, NJ426) Industrial Hillside, NJ
427) Interlaken, NJ428) Ironbound, NJ429) Ironia, NJ
430) Irvington, NJ431) Iselin, NJ432) Island Heights, NJ
433) Jackson, NJ434) Jackson Township, NJ435) Jamesburg, NJ
436) Jefferson Township, NJ437) Jericho, NJ438) Jersey City, NJ
439) Jersey City BMC, NJ440) Jerseyville, NJ441) Jobstown, NJ
442) Johnsonburg, NJ443) Juliustown, NJ444) Keansburg, NJ
445) Kearny, NJ446) Keasbey, NJ447) Kendall Park, NJ
448) Kenilworth, NJ449) Kenvil, NJ450) Keyport, NJ
451) Kingston, NJ452) Kinnelon, NJ453) Kirkwood, NJ
454) Kirkwood Voorhees, NJ455) Kresson, NJ456) Lacey, NJ
457) Lacey Township, NJ458) Lafayette, NJ459) Lake Como, NJ
460) Lake Hiawatha, NJ461) Lake Hopatcong, NJ462) Lake Intervale, NJ
463) Lake Stockholm, NJ464) Lake Swannanoa, NJ465) Lake Tamarack, NJ
466) Lakehurst, NJ467) Lakehurst NAEC, NJ468) Lakeland, NJ
469) Lakewood, NJ470) Lambertville, NJ471) Landing, NJ
472) Landisville, NJ473) Lanoka Harbor, NJ474) Laurel Lake, NJ
475) Laurel Springs, NJ476) Laurence Harbor, NJ477) Lavallette, NJ
478) Lawnside, NJ479) Lawrenceville, NJ480) Layton, NJ
481) Lebanon, NJ482) Ledgewood, NJ483) Leeds Point, NJ
484) Leesburg, NJ485) Lenola, NJ486) Leonardo, NJ
487) Leonia, NJ488) Liberty Corner, NJ489) Lincoln Park, NJ
490) Lincroft, NJ491) Linden, NJ492) Lindenwold, NJ
493) Lindy Lake, NJ494) Linwood, NJ495) Lionshead Lake, NJ
496) Little Egg Harbor Township, NJ497) Little Falls, NJ498) Little Ferry, NJ
499) Little Silver, NJ500) Little Silver Point, NJ501) Little York, NJ
502) Livingston, NJ503) Loch Arbour, NJ504) Locust, NJ
505) Lodi, NJ506) Logan, NJ507) Logan Township, NJ
508) Long Beach, NJ509) Long Beach Township, NJ510) Long Branch, NJ
511) Long Valley, NJ512) Longport, NJ513) Lopatcong, NJ
514) Loveladies, NJ515) Lower Bank, NJ516) Lower Montville, NJ
517) Lumberton, NJ518) Lumberton Township, NJ519) Lyndhurst, NJ
520) Lyons, NJ521) Lyonsville, NJ522) Madison, NJ
523) Magnolia, NJ524) Mahwah, NJ525) Malaga, NJ
526) Manahawkin, NJ527) Manalapan, NJ528) Manasquan, NJ
529) Manchester, NJ530) Manchester Township, NJ531) Mannington, NJ
532) Mannington Township, NJ533) Mansfield, NJ534) Mantoloking, NJ
535) Mantua, NJ536) Mantua Heights, NJ537) Manville, NJ
538) Maple Shade, NJ539) Maplecrest, NJ540) Maplewood, NJ
541) Margate, NJ542) Margate City, NJ543) Marlboro, NJ
544) Marlton, NJ545) Marlton Lakes, NJ546) Marmora, NJ
547) Martinsville, NJ548) Masonville, NJ549) Matawan, NJ
550) Mauricetown, NJ551) Mayetta, NJ552) Mays Landing, NJ
553) Mayville, NJ554) Maywood, NJ555) Mc Guire Air Force Base, NJ
556) McAfee, NJ557) McKee City, NJ558) Meadows, NJ
559) Medford, NJ560) Medford Lakes, NJ561) Medford Township, NJ
562) Mendham, NJ563) Menlo Park, NJ564) Mercerville, NJ
565) Merchantville, NJ566) Meriden, NJ567) Metuchen, NJ
568) Miami Beach, NJ569) Mickleton, NJ570) Middlebush, NJ
571) Middlesex, NJ572) Middletown, NJ573) Middleville, NJ
574) Midland Park, NJ575) Midtown, NJ576) Midvale, NJ
577) Milford, NJ578) Millburn, NJ579) Millhurst, NJ
580) Millington, NJ581) Millstone, NJ582) Milltown, NJ
583) Millville, NJ584) Milmay, NJ585) Mine Hill, NJ
586) Minotola, NJ587) Mizpah, NJ588) Monitor, NJ
589) Monmouth, NJ590) Monmouth Beach, NJ591) Monmouth Hills, NJ
592) Monmouth Junction, NJ593) Monmouth Park, NJ594) Monroe, NJ
595) Monroe Township, NJ596) Monroeville, NJ597) Montague, NJ
598) Montclair, NJ599) Montgomery, NJ600) Montvale, NJ
601) Montville, NJ602) Montville Township, NJ603) Moonachie, NJ
604) Moorestown, NJ605) Morgan, NJ606) Morganville, NJ
607) Morris Plains, NJ608) Morristown, NJ609) Morsemere, NJ
610) Mount Arlington, NJ611) Mount Ephraim, NJ612) Mount Freedom, NJ
613) Mount Holly, NJ614) Mount Holly Township, NJ615) Mount Laurel, NJ
616) Mount Laurel Township, NJ617) Mount Olive, NJ618) Mount Royal, NJ
619) Mount Tabor, NJ620) Mountain Lakes, NJ621) Mountain View, NJ
622) Mountainside, NJ623) Muhlenberg, NJ624) Mullica Hill, NJ
625) Murray Hill, NJ626) Mystic Islands, NJ627) National Park, NJ
628) Navesink, NJ629) Neptune, NJ630) Neptune City, NJ
631) Nesco, NJ632) Neshanic Station, NJ633) Netcong, NJ
634) New Brunswick, NJ635) New Egypt, NJ636) New Gretna, NJ
637) New Lisbon, NJ638) New Milford, NJ639) New Monmouth, NJ
640) New Providence, NJ641) New Vernon, NJ642) Newark, NJ
643) Newfield, NJ644) Newfoundland, NJ645) Newport, NJ
646) Newton, NJ647) Newtonville, NJ648) Norma, NJ
649) Normandy Beach, NJ650) North Arlington, NJ651) North Beach, NJ
652) North Bergen, NJ653) North Brunswick, NJ654) North Caldwell, NJ
655) North Cape May, NJ656) North Center, NJ657) North Delran, NJ
658) North Dennis, NJ659) North Elizabeth, NJ660) North Haledon, NJ
661) North Hanover, NJ662) North Long Branch, NJ663) North Marlton, NJ
664) North Middletown, NJ665) North Plainfield, NJ666) North Wildwood, NJ
667) Northfield, NJ668) Northvale, NJ669) Norwood, NJ
670) Nutley, NJ671) Oak Ridge, NJ672) Oak Valley, NJ
673) Oakhurst, NJ674) Oakland, NJ675) Oaklyn, NJ
676) Ocean, NJ677) Ocean City, NJ678) Ocean Gate, NJ
679) Ocean Grove, NJ680) Ocean Mall, NJ681) Ocean View, NJ
682) Oceanport, NJ683) Oceanville, NJ684) Ogdensburg, NJ
685) Old Bridge, NJ686) Old Tappan, NJ687) Oldwick, NJ
688) Oradell, NJ689) Orange, NJ690) Ortley Beach, NJ
691) Osbornsville, NJ692) Outwater, NJ693) Overbrook, NJ
694) Oxford, NJ695) Packanack Lake, NJ696) Palermo, NJ
697) Palisade, NJ698) Palisades Park, NJ699) Palmyra, NJ
700) Pamrapo, NJ701) Paradise Lakes, NJ702) Paramus, NJ
703) Park Ridge, NJ704) Parkandbush, NJ705) Parkertown, NJ
706) Parlin, NJ707) Parsippany, NJ708) Passaic, NJ
709) Passaic Park, NJ710) Paterson, NJ711) Pattenburg, NJ
712) Paulsboro, NJ713) Peapack, NJ714) Pedricktown, NJ
715) Pemberton, NJ716) Pennington, NJ717) Penns Grove, NJ
718) Pennsauken, NJ719) Pennsville, NJ720) Peoples Park, NJ
721) Pequannock, NJ722) Pequannock Township, NJ723) Perrineville, NJ
724) Perth Amboy, NJ725) Petersburg, NJ726) Peterstown, NJ
727) Phalanx, NJ728) Phillipsburg, NJ729) Picatinny Arsenal, NJ
730) Pilesgrove, NJ731) Pilesgrove Township, NJ732) Pine Beach, NJ
733) Pine Brook, NJ734) Pine Cliff Lake, NJ735) Pine Grove, NJ
736) Pine Hill, NJ737) Pine Valley, NJ738) Pinebrook, NJ
739) Pinehurst, NJ740) Pines Lake, NJ741) Piscataway, NJ
742) Pitman, NJ743) Pittsgrove, NJ744) Pittsgrove Township, NJ
745) Pittstown, NJ746) Plainfield, NJ747) Plainsboro, NJ
748) Plaza, NJ749) Pleasantville, NJ750) Pluckemin, NJ
751) Plumsted, NJ752) Plumsted Township, NJ753) Point Pleasant Beach, NJ
754) Pomona, NJ755) Pompton Falls, NJ756) Pompton Junction, NJ
757) Pompton Lakes, NJ758) Pompton Plains, NJ759) Port Elizabeth, NJ
760) Port Monmouth, NJ761) Port Murray, NJ762) Port Norris, NJ
763) Port Reading, NJ764) Port Republic, NJ765) Port-au-Peck, NJ
766) Pottersville, NJ767) Powerville, NJ768) Preakness, NJ
769) Princeton, NJ770) Princeton Junction, NJ771) Princeton Township, NJ
772) Prospect Park, NJ773) Quakertown, NJ774) Quinton, NJ
775) Radburn, NJ776) Rahway, NJ777) Ramsey, NJ
778) Rancocas, NJ779) Rancocas Woods, NJ780) Randolph, NJ
781) Raritan, NJ782) Readington, NJ783) Red Bank, NJ
784) Richland, NJ785) Richwood, NJ786) Ridgefield, NJ
787) Ridgefield Park, NJ788) Ridgewood, NJ789) Ringoes, NJ
790) Ringwood, NJ791) Rio Grande, NJ792) Ritz, NJ
793) River Edge, NJ794) River Vale, NJ795) Riverdale, NJ
796) Riverside, NJ797) Riverton, NJ798) Rivervale, NJ
799) Robbinsville, NJ800) Rochelle Park, NJ801) Rockaway, NJ
802) Rockaway Valley, NJ803) Rockleigh, NJ804) Rocky Hill, NJ
805) Roebling, NJ806) Roosevelt, NJ807) Rosedale, NJ
808) Roseland, NJ809) Roselle, NJ810) Roselle Park, NJ
811) Rosemont, NJ812) Rosenhayn, NJ813) Roseville, NJ
814) Rumson, NJ815) Runnemede, NJ816) Rutherford, NJ
817) Saddle Brook, NJ818) Saddle River, NJ819) Salem, NJ
820) Sands Point, NJ821) Sayreville, NJ822) Schooleys Mountain, NJ
823) Scotch Plains, NJ824) Scullville, NJ825) Sea Bright, NJ
826) Sea Girt, NJ827) Sea Isle City, NJ828) Seabrook, NJ
829) Seaside Heights, NJ830) Seaside Park, NJ831) Seaville, NJ
832) Secaucus, NJ833) Sergeantsville, NJ834) Sewaren, NJ
835) Sewell, NJ836) Shady Lake, NJ837) Shamong, NJ
838) Shamong Township, NJ839) Shark River Hills, NJ840) Shark River Manor, NJ
841) Sharptown, NJ842) Shaw Crest, NJ843) Shiloh, NJ
844) Ship Bottom, NJ845) Ship Bottom Boro, NJ846) Short Hills, NJ
847) Shrewsbury, NJ848) Shrewsbury Township, NJ849) Sicklerville, NJ
850) Silver Lake, NJ851) Singac, NJ852) Skillman, NJ
853) Skyline Lakes, NJ854) Smithville, NJ855) Somerdale, NJ
856) Somers Point, NJ857) Somerset, NJ858) Somerville, NJ
859) South Amboy, NJ860) South Belmar, NJ861) South Bound Brook, NJ
862) South Branch, NJ863) South Brunswick, NJ864) South Camden, NJ
865) South Dennis, NJ866) South Egg Harbor, NJ867) South Hackensack, NJ
868) South Harrison Township, NJ869) South Kearny, NJ870) South Orange, NJ
871) South Paterson, NJ872) South Plainfield, NJ873) South River, NJ
874) South Seaside Park, NJ875) South Seaville, NJ876) South Toms River, NJ
877) South Vineland, NJ878) Southampton, NJ879) Southampton Township, NJ
880) Sparta, NJ881) Spotswood, NJ882) Spring Heights, NJ
883) Spring Lake, NJ884) Spring Lake Heights, NJ885) Springfield, NJ
886) Stafford Township, NJ887) Staffordville, NJ888) Stanhope, NJ
889) Stanton, NJ890) Steelmantown, NJ891) Steelmanville, NJ
892) Stewartsville, NJ893) Stillwater, NJ894) Stirling, NJ
895) Stockholm, NJ896) Stockton, NJ897) Stone Harbor, NJ
898) Stratford, NJ899) Strathmere, NJ900) Strathmore, NJ
901) Succasunna, NJ902) Summit, NJ903) Summit Avenue, NJ
904) Surf City, NJ905) Surf City Boro, NJ906) Sussex, NJ
907) Swainton, NJ908) Swartswood, NJ909) Swedesboro, NJ
910) Sweetwater, NJ911) Tabernacle, NJ912) Tabernacle Township, NJ
913) Tabor, NJ914) Tansboro, NJ915) Taurus, NJ
916) Tavistock, NJ917) Taylortown, NJ918) Teaneck, NJ
919) Tenafly, NJ920) Tennent, NJ921) Teterboro, NJ
922) Thompson Beach, NJ923) Thorofare, NJ924) Three Bridges, NJ
925) Tinton Falls, NJ926) Titusville, NJ927) Toms River, NJ
928) Totowa, NJ929) Totowa Boro, NJ930) Towaco, NJ
931) Town Bank, NJ932) Town Center, NJ933) Townley, NJ
934) Townsends Inlet, NJ935) Township of Washington, NJ936) Tranquility, NJ
937) Tremley, NJ938) Tremley Point, NJ939) Trenton, NJ
940) Troy Hills, NJ941) Tuckahoe, NJ942) Tuckerton, NJ
943) Tuckerton Boro, NJ944) Turnersville, NJ945) Tyler Park, NJ
946) Union, NJ947) Union Beach, NJ948) Union Center, NJ
949) Union City, NJ950) Union Square, NJ951) Upper Freehold, NJ
952) Upper Freehold Township, NJ953) Upper Greenwood Lake, NJ954) Upper Montclair, NJ
955) Upper Saddle River, NJ956) Uppr Free Township, NJ957) Uptown, NJ
958) V A Hospital, NJ959) Vail Homes, NJ960) Vailsburg, NJ
961) Vanderburg, NJ962) Vauxhall, NJ963) Ventnor, NJ
964) Ventnor City, NJ965) Ventnor Heights, NJ966) Verga, NJ
967) Vernon, NJ968) Verona, NJ969) Vienna, NJ
970) Villas, NJ971) Vincentown, NJ972) Vineland, NJ
973) Voorhees, NJ974) Voorhees Township, NJ975) Waldwick, NJ
976) Wall, NJ977) Wallington, NJ978) Wallkill Lake, NJ
979) Wallpack Center, NJ980) Wanamassa, NJ981) Wanaque, NJ
982) Wantage, NJ983) Wantage Township, NJ984) Waretown, NJ
985) Warren, NJ986) Warren Grove, NJ987) Washington, NJ
988) Washington Park, NJ989) Washington Street, NJ990) Washington Township, NJ
991) Watchung, NJ992) Waterford, NJ993) Waterford Works, NJ
994) Watsessing, NJ995) Wayne, NJ996) Wayside, NJ
997) Weehawken, NJ998) Weekstown, NJ999) Weequahic, NJ
1000) Wenonah, NJ1001) West Allenhurst, NJ1002) West Amwell, NJ
1003) West Arlington, NJ1004) West Atco, NJ1005) West Atlantic City, NJ
1006) West Belmar, NJ1007) West Berlin, NJ1008) West Caldwell, NJ
1009) West Cape May, NJ1010) West Carteret, NJ1011) West Collingswood, NJ
1012) West Collingswood Heights, NJ1013) West Creek, NJ1014) West Deal, NJ
1015) West Deptford, NJ1016) West End, NJ1017) West Englewood, NJ
1018) West Fort Lee, NJ1019) West Keansburg, NJ1020) West Long Branch, NJ
1021) West Milford, NJ1022) West Milford Lakes, NJ1023) West New York, NJ
1024) West Orange, NJ1025) West Paterson, NJ1026) West Trenton, NJ
1027) West Tuckerton, NJ1028) West Wildwood, NJ1029) West Windsor, NJ
1030) Westampton, NJ1031) Westampton Township, NJ1032) Westboro, NJ
1033) Westfield, NJ1034) Westmont, NJ1035) Westville, NJ
1036) Westville Grove, NJ1037) Westwood, NJ1038) Weymouth, NJ
1039) Wharton, NJ1040) Whippany, NJ1041) Whitehouse, NJ
1042) Whitehouse Station, NJ1043) Whitesboro, NJ1044) Whitesville, NJ
1045) Whiting, NJ1046) Wickatunk, NJ1047) Wildwood, NJ
1048) Wildwood City, NJ1049) Wildwood Crest, NJ1050) Williamstown, NJ
1051) Willingboro, NJ1052) Willow Grove, NJ1053) Windsor, NJ
1054) Winfield Park, NJ1055) Winslow, NJ1056) Wood Ridge, NJ
1057) Woodbine, NJ1058) Woodbridge, NJ1059) Woodbury, NJ
1060) Woodbury Heights, NJ1061) Woodcliff, NJ1062) Woodcliff Lake, NJ
1063) Woodcrest, NJ1064) Woodlynne, NJ1065) Woodstown, NJ
1066) Woolwich, NJ1067) Woolwich Township, NJ1068) Wrightstown, NJ
1069) Wyckoff, NJ1070) Yardville, NJ1071) Zarepath, NJ
1072) Zarephath, NJ

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