Home  >   Mortgage Rates

Mortgage Rates

Total Mortgage offers interest rates that are always among the lowest mortgage rates in the nation. Interest rates vary by the characteristics of the borrower and the characteristics of the transaction. Rates can change at any time due to changes in the investment markets. Our job is to help you navigate the process and empower you to make the best choice possible.

Our licensed mortgage professionals are ready to assist you in finding the right mortgage, at the lowest possible cost, in the manner than best fits your needs by:

  • Completing our Short Form
  • Speaking with a mortgage professional now by calling 877-868-2503
  • Chat Live on-line with a mortgage professional

Mortgage Rates as of Feb 3, 2012 *

Mortgage Products Rate APR Lock  
30-Year Fixed Conventional 3.625% 3.657% 30 Apply
20-Year Fixed Conventional 3.625% 3.780% 30 Apply
15-Year Fixed Conventional 3.125% 3.322% 30 Apply
30-Year FHA 3.625% 4.975% 30 Apply
30-Year Fixed Jumbo Mortgage 4.375% 4.474% 30 Apply
15-Year Fixed Jumbo Mortgage 3.500% 3.670% 30 Apply
10-Year Fixed Jumbo Mortgage 3.375% 3.621% 30 Apply
5/1-Year ARM Mortgage 2.375% 2.437% 30 Apply
5/1-Year Jumbo ARM Mortgage 2.750% 2.711% 30 Apply
7/1-Year Jumbo ARM Mortgage 3.125% 2.871% 30 Apply
10/1-Year Jumbo ARM Mortgage 3.875% 3.360% 30 Apply

Mortgage Interest Rates

Our mortgage interest rates are always among the lowest mortgage rates in the nation. The interest rate on a mortgage loan, along with the loan amount, largely determines what your monthly payment will be. Since the monthly mortgage payment is typically the largest expense for the majority of homeowners, keeping this payment low is important. Total Mortgage is here to help you:

  • Learn what options are available to you
  • Choose the best option for your circumstance
  • Act to secure the choice you make and ensure it remains the best choice over time

Mortgage Rates can vary by many factors including:

Let Total Mortgage be your expert guide to the best possible mortgage rate.

We are an Equal Housing Lender.

* All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 1 point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, one point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, one point, a $495 application fee, $450 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV and are subject to mortgage approval with full documentation of income. All rates are subject to change without notice.

All rates shown are for 30 day rate locks with 1 point unless otherwise noted.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

Get a Fast, Free, No Obligation
 Rate Quote