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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.

Making home possible.
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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units


Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Nelson at Total Mortgage did an outstanding job helping us secure our loan. He guided us to the best financing option, kept everything on track, and made sure we closed on time. His knowledge, communication, and attention to detail made the entire process smooth and stress-free. I highly recommend Nelson to anyone looking for a dependable mortgage professional.
- Emiliano N.![]()

Nelson D.
The Total Mortgage Team is simply the best! From start to finish, the entire process was smooth, simple, and effortless. Every member of the team was professional, knowledgeable, responsive, and committed to making sure everything stayed on track. They truly run like a well-oiled machine. Communication was excellent throughout the process, and I always felt informed and supported every step of the way. What could have been a stressful experience was made easy because of their expertise and dedication. I am beyond happy with my experience and grateful for all of their hard work. If you are looking for a mortgage company that delivers outstanding service and results, I highly recommend the Total Mortgage Team. Thank you for helping make my homeownership journey such a positive one!
- Delroy B.![]()

Thomas J. B.
Did everything he could to help get the process going, fast, efficient and went out of his way to accommodate our schedules it was great to work with Jason
- Alfredo![]()

Jason A.
Buyer toolsjust for you

Calculate payments, estimate your budget, and determine refinance savings in seconds.
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