 |
|
provides
some of the lowest
Current Mortgage Rates
Today's 30 Year Fixed Rate
RATE: 4.875% | APR: 5.089%
Total Mortgage is an industry-leading mortgage lender, providing some of the lowest current mortgage rates for fixed rate mortgages, conventional mortgages, FHA mortgages, FHA refinance mortgages, as well as jumbo mortgages.
We are a proud mortgage provider with some of the lowest current mortgage rates, plus the convenience, personal service and integrity of a community mortgage lender and broker.
- Consistently providing some of the lowest mortgage rates, as reported by THE WALL STREET JOURNAL
- Offers some of the lowest current fixed mortgage rates, jumbo mortgage rates, and 5/1 ARM
- Exceptional quality of service
- Check current mortgage rates and apply now for a mortgage loan
- Cities and counties that we serve: Mortgage Loans in your state
Jumbo Mortgage Loans
Jumbo mortgage loans are those with a mortgage loan amount over the industry standard conforming loan limits. Set by the Office of Federal Housing Enterprise Oversight (OFHEO), the conforming loan limit is defined by the maximum loan amount available for purchase by Fannie Mae and Freddie Mac.
Read More | Jumbo Mortgage Options | Apply
5/1 ARM Mortgage Loan (Adjustable Rate)
Total Mortgage is providing the lowest possible current mortgage rates on 5/1 ARM Mortgage Loan products. View our current 5/1 ARM rates.
Home Affordable Refinance Program
HARP Loans
HARP loans will be able to help millions of Americans save on their monthly mortgage payments, regardless if their home has lost value. Read More ...
DU Refi Plus™ and Refinancing
Many homeowners looking to refinance their existing mortgages has greater flexibility with Fannie Mae's DU Refi Plus™. Read More ...
Lower Mortgage Rate versus Lower Monthly Payment
How to decide between the lower mortgage rate and a higher monthly payment on 30 year fixed mortgage rate or the lower monthly payment (potentially higher monthly payment down the line) with the Adjustable Rate Mortgage (ARM)?
Staying 10 years or more in a house fixed rate mortgage could be better while staying short-term, ARM gives lowest rates.
Testimonials
"I just wanted to send you a message of Thanks for all of your help throughout our refinance of our mortgage. I really appreciate your efforts from sending me the Good Faith Estimates all the way through to the conversation you had with my lawyer the morning of my refinance."
- Jason M., Pawling, NY
Current Mortgage Rates
Total Mortgage offers some of the lowest current mortgage rates and fees in the country with an exceptional quality of service.
For today's rates on all other mortgage products, please call 888-868-2503, or for a custom current mortgage rate quote, apply now.
Products & Programs
Learn about the many programs Total Mortgage has to offer for first time homebuyers or current homeowners looking to refinance their existing mortgage. Total Mortgage offers the widest array of mortgage products and programs in the industry.
Mortgage Calculators
We offer mortgage calculators to help you answer important financing questions for affordability analysis and these mortgage calculators allow you to assess the effects of different variables when buying a home.
Jumbo Loan Limits | FHA Loan Limits
FHA mortgage loan is a federal assistance mortgage loan in the United States insured by the Federal Housing Administration. The first step in obtaining an FHA mortgage loan is to contact several lenders and/or mortgage brokers and ask them if they originate FHA loans.
Total Mortgage offers this free calculator tools to check the new conforming mortgage loan limits based upon your county and state.
Apply Now
Please complete the form below to receive a no-obligation quote for your mortgage loan.
Current Mortgage Rates
Total Mortgage is nationally known for having some of the lowest current mortgage rates available.
Mortgage Resources
We provide valuable mortgage resources and insights into some of the lowest current mortgage rates for new purchase and refinance transactions and offer news and updates on fixed rate mortgages, adjustable rate mortgage, FHA Home Loans, FHA Refinance, and Jumbo Mortgage rates across the country.
What's new?
(DU) Refi Plus™
Historically low interest rates have prompted Fannie Mae to introduce Desktop Underwriter (DU) Refi Plus™, a new program designed to reignite the mortgage industry by streamlining the refinance process for millions of Americans. Fannie Mae is expected to loosen the rules for homeowners seeking lower monthly payments.
