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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Denise and her team were incredible to work with throughout the entire home-buying process. She was responsive, knowledgeable, patient, and always made sure we understood what was happening and what to expect next. There were a lot of moving pieces, but Denise stayed on top of everything and made the financing side of the process feel much less stressful. She was always available when questions came up and worked hard to make sure everything stayed on track through closing. We truly appreciate everything Denise and her team did to help our family purchase our new home. Her communication, professionalism, and dedication made a huge difference, and I would absolutely recommend her to anyone looking for a lender they can trust.
- Paul S.
Denise P.
Enjoyed working with this group for our home mortgage. Getting them the information they needed was an easy process.
- Lora M.
Larry Z.
Highly Recommend. Richard and the team at Total Mortgage could not have been more helpful in the process. Quick responses, quick solutions. I will tell everyone I know to use them. This isn’t my first home but it is my best experience where I had no complaints. They also worked well with realtor and lawyer. I’d give 6 stars if I could.
- D H.
Richard B.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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