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- » Home Mortgage Loans
- » Evaluate Loan Options
- » Conventional Mortgage
- » Fixed Rate Mortgage
- » 20 Year Fixed Rate Mortgage
- » Refinance Mortgage Loan
- » Refinance Loan Types
- » FHA Refinance Loan
- » FHA Mortgage Loan
- » FHA 203k Mortgage Loan
- » Balloon Mortgage
- » Jumbo Mortgage Loan
- » Super Jumbo Mortgage
- » Adjustable (ARM) Mortgage
- » 1-Year ARM Mortgage
- » Reverse Mortgage
- » Co-Op Mortgage Loan
- » First-Time Home Buyer
- » Mortgage Loan Modification
- » Stated Income Programs
- » No Point, No Fee
- » Imperfect Credit
- » Home Equity Line of Credit
- » Fixed Rate Home Equity Loan
- » VA Home Loans
- » USDA Home Loans
- » Other Mortgage Programs
Mortgage Tools
Satisfied Borrowers
"Thanks for running an impeccable company. They say getting a mortgage is one of life's painful events, but with Total Mortgage running the show, it was an afternoon at an Oscar nominated Hollywood movie."more...
- Young K., M.D. and Arlene R., M.D., IL
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Imperfect Credit
If you've been late on a few payments, declared bankruptcy in the past, or been a victim of "identity theft," your credit may be less than perfect. But Total Mortgage believes that everyone should have the opportunity to finance a home, regardless of his or her credit history.
Whether you are buying a new home, refinancing your current home, or just need some extra cash, call a Total Mortgage expert now at 877-868-2503. to learn about the programs we offer for people with imperfect credit.
Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.
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Refinance Tips
When you are considering refinancing your mortgage loan, here are a few useful tips:
- Your current lender and the bank you use for your checking account may not offer the lowest mortgage rates. Shop around for competitive mortgage refinance rates.
- Don't assume you don't qualify for some of the lowest mortgage rates. Ask one of our mortgage experts first.
- Pick a mortgage refinance program that meets your individual needs. Consider your monthly payments, qualification criteria, total closing costs, and how long you expect to remain in your home.
- Beware of mortgage refinance rates significantly below competitors' rates. It may be too good to be true.
- Read Mortgage FAQs and work with an experienced lender that's knowledgeable about different programs.
Check if you can refinance and save today. Our experienced mortgage banking experts will guide you through the mortgage refinance process and help make sure your loan closes on time.
Over $6 Billion in Mortgage Loans
Over $6 Billion in mortgage loans funded since 1997 and an "A" rating from the BBB.
