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Home Refinance Center

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Welcome to the Total Mortgage Home Refinance Center

Need to refinance your home?

Total Mortgage is a trusted mortgage lender that helps you save the most money with a solution that is best for both the short term and the long term. Total Mortgage specializes in offering homeowners a low home loan refinance rate. We offer wide range of home refinance products, including many fixed-rate, adjustable-rate, and jumbo mortgage home refinance programs.

Free Home Refinance Rate Quote:

Get a FREE Home Refinance Rate Quote

Apply Now for a Home Refinance Loan

Apply Now for a Home Refinance Loan

Don't Refinance Without Reading This First!

Request Your FREE Refinance White Paper Now

Cash-out Refinance Mortgages in Your State

Fannie Mae, Freddie Mac and FHA offer expanded loan amounts to help you consolidate more debt through a home loan refinance. Maximum loan limits vary county by county and many home loan refinance programs are only available in certain states or counties.

Select your state below to see programs and loan limits for your county and state:

Home Refinance Help Center

If you have any home refinance questions that you would like to get answered by our expert mortgage brokers, please email us or call us at 1-877-868-2503.

Just refinancing your existing mortgage loan?

Check out our low home refinance rates for borrowers with excellent credit

Click Here

No equity in your home?

You can now refinance up to 125% of the value of your home with the new HARP Program

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Retired?

A reverse mortgage could provide the stable monthly income you need.

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Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

Get a Fast, Free, No Obligation
Refinance  Rate Quote