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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.


Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units


Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
My experience with Charlie was fantastic. He was exceptional from the very first phone call to the day we finally met in person on the day of my closing. Throughout my entire journey, he provided me with invaluable advice that I’m happy to share with anyone who’s considering buying a house.
- W H.![]()

Charlie M.
I was introduced to Nelson Dasilva years ago. Over the course of three years, we’ve tried the application process at two different times. Nelson was never judgmental or discouraging throughout this process. He is incredibly informative, supportive, helpful and genuinely committed to guiding his clients through the whole process with confidence and care. Nelson’s expertise was shown in every conversion we shared. He has a great way of breaking down complex terms and making everything easy to understand. Despite our logistical issues and complicated financial details, Nelson remained proactive, maintaining honesty, and truly looking out for our best interest. We felt like his top priority every step of the way. The mortgage closed in record time due to Nelson and his team’s outstanding communication, professionalism, and dedication. We are forever grateful for the experience we had at Total Mortgage, but are particularly thankful for Nelson Dasilva for making our dream a reality. Blessings, Victoria & Harry
- Victoria T.![]()

Nelson D.
Ashley was attentive, available, and explained things to me in a concise and comprehensive way! She made the process easy.
- Beth E.![]()

Ashley M.
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Calculate payments, estimate your budget, and determine refinance savings in seconds.
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