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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
I love working with Charles, we've done 3 transactions together and each one is smooth. Charles and his team are efficient, excellent comnunicators and also incredible problem solvers. They do everything they can to get my clients their homes.
- Colleen G.
Charlie M.
Mark was amazing from the start..very thankful I had him to do my first time home prosess I would highly recommend him to anyone.. if anyone ask me if I know someone to go through to buy a home yes I'll say ill always refer Mark to them..he's good at what he does very well keeping communication though the process...
- Haroldketcham83
Mark A L.
James made my entire home buying process smooth and stress-free. He was professional, knowledgeable, and always available to answer my questions. He worked hard to make sure my loan closed on time. And it did ! I truly appreciate his dedication and patience. I highly recommend James and his team to anyone looking for a reliable and trustworthy mortgage professional. Thank you for making my husband and myself our dreams come true, we are very grateful.
- Sailis D.
James K.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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