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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.


Making home possible.
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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units


Not sure where to start?
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
I had an outstanding experience working with Derick throughout the home-buying process. From start to finish, he was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all of my questions, and always made himself available whenever I needed guidance. Buying a home can be overwhelming, but I made the entire process feel manageable. His communication was excellent, and I always felt informed and supported. More importantly, he genuinely cared about helping me achieve my goal of becoming a homeowner. I truly believe I would not have been able to purchase my home without his dedication, expertise, and encouragement. I am beyond grateful for everything he did for me and highly recommend him to anyone looking for a mortgage professional. Thank you for helping make my dream of homeownership come true!
- Elizabeth G.![]()

Derick D.
It was a fantastic experience working with Tricia to help us secure the home we wanted. It was a great experience, from the first time I spoke with Tricia, until the day we closed on our house. She was a wealth of information and knowledge and was always there with a very fast and thoughtful response. She made the process clear and worked with us every step of the way to make sure we got the home we needed. She even was able to help us close much quicker than we expected which we really appreciated. I recommend anyone work with Tricia, you will be happy you did!
- Jameson A.![]()

Tricia P.
I first worked with Dom in 2021 when purchasing my condo as a first-time homebuyer, and five years later, when it came time for my fiancé and I to purchase our new construction home, I knew without hesitation that I wanted to work with him again. Dom is incredibly personable, knowledgeable, and transparent throughout the entire mortgage process. He takes the time to explain everything clearly, responds to questions promptly, and genuinely works in his clients’ best interest. Through both of my experiences working with him, I always felt confident that he was advocating for us and doing everything he could to ensure the best possible outcome. Buying a home can be stressful, but having a lender you trust makes all the difference. There’s a reason I came back to Dom five years later, and I wouldn’t hesitate to recommend him to anyone looking to purchase a home!
- Ariana S.![]()

Domenic A.
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