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Purchase Rates
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Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
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Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
An extremely helpful team that made the unexpected feel seamless
- Matthew G.
Kevin R.
“Quiero expresar mi más sincero agradecimiento a Josue por su excelente trabajo durante todo el proceso de compra de mi casa. Siempre fue profesional, paciente y estuvo disponible para responder mis preguntas y guiarme en cada paso. Su conocimiento, dedicación y compromiso hicieron que un proceso que puede ser estresante resultara mucho más sencillo y tranquilo. Gracias por ayudarme a lograr la compra de mi hogar. Lo recomiendo ampliamente a cualquier persona que esté buscando un profesional confiable y comprometido.”
- Osiel M.
Josue H.
Thomas was outstanding throughout our home-buying process. He was knowledgeable, responsive, and always took the time to explain each step clearly. He made what could have been a stressful experience feel smooth and manageable. Communication was excellent, and he was always available to answer questions and provide updates. Thanks to his professionalism and dedication, we were able to close on our new home with confidence. I would highly recommend Thomas to anyone looking for a reliable and trustworthy lender.
- Ryan C.
Thomas Z.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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