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FHA Mortgage Rates

FHA fixed-rate mortgage loans have an interest rate that remains fixed for the life of the loan, exactly like a fixed-rate conventional mortgage. FHA mortgage loans are insured by the Federal Housing Administration (FHA). FHA 30 year fixed mortgage loans are one of the most popular mortgage loans.

Call a mortgage loan expert now at 888-868-2509 to lock in today's lowest FHAmortgage rates for your jumbo mortgage interest rate or apply now.

FHA Mortgage Rates as of Feb 8, 2010

Mortgage Program Rate APR Lock
30 Year Fixed Conventional 4.500% 4.710% 30 Apply
15 Year Fixed Conventional 4.000% 4.363% 30 Apply
30 Year Fixed FHA 4.750% 5.666% 30 Apply
30 Year Fixed Jumbo Mortgage 5.750% 5.969% 30 Apply
15 Year Fixed Jumbo Mortgage 4.125% 4.478% 30 Apply
5/1 ARM Conforming Mortgage 3.000% 3.251% 30 Apply
5/1 ARM Jumbo Mortgage 3.625% 3.283% 30 Apply

Lock in today's low rate by calling 888-868-2503, filling out our short form or chat live with a home loan expert.

For today's rates on all other mortgage products, please call 888-868-2509 to speak to one of our mortgage experts. For a custom current mortgage rate quote, apply now by filing out our form.

Things to remember:

  1. APR is not a historically reliable figure. To get the best mortgage rates, you might try comparing current mortgage rates and closing costs.
  2. No/Zero Closing Cost Loans are fine, but remember you will be trading no closing costs for higher mortgage rates.
  3. To get the best mortgage rates, estimate how long you will have the mortgage. Also, don't forget to compare current mortgage rates when doing your research.

You may also visit our current mortgage rates page for the current mortgage rates for 15- and 30-year fixed-rate jumbo mortgage products, as well as our 5/1 adjustable-rate mortgage (ARM) jumbo mortgage product. For the most up-to-date rates for our FHA 30-year fixed-rate mortgage product, visit our FHA mortgage rates page. For the most up-to-date rates on all of our other products and programs, call 877-868-2503 and speak to a mortgage professional now.

We are an Equal Housing Lender.

* All rates shown are for 30 day rate locks. Longer locks available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 2 points, a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and a $20 wire transfer fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and a $20 wire transfer fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and a $20 wire transfer fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants and are subject to mortgage approval. All rates are subject to change without notice.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

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