CURRENT MORTGAGE RATES
Total Mortgage is nationally known for having the lowest current mortgage rates available. We not only offer some of the lowest current mortgage rates and fees in the country but also an exceptional quality of service.
Call a mortgage loan expert now at 888-868-2509 to lock in today's lowest mortgage rates or apply now.
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Current Mortgage Rates as of Jul 3, 2009
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| |
| Type of Mortgage Program |
Rate |
APR |
Lock |
30 Year Fixed Conventional a |
4.875% |
5.089%* |
30 |
30 Year Fixed Conventional |
5.000% |
5.126%* |
30 |
15 Year Fixed Conventional |
4.500% |
4.714%* |
30 |
30 Year Fixed FHA |
5.000% |
5.817%** |
30 |
30 Year Fixed Jumbo Mortgage § |
6.375% |
6.408%*** |
30 |
15 Year Fixed Jumbo Mortgage |
4.750% |
4.955%*** |
30 |
5/1 ARM Conforming § |
4.375% |
4.234%*** |
30 |
5/1 ARM Jumbo §§ |
4.500% |
4.023%*** |
30 |
Several other mortgage products and low mortgage rate options are available to meet your specific needs.
Several other mortgage products and low mortgage rate options are available to meet your specific needs.
You may also visit our current mortgage rates page for the current mortgage rates for 15- and 30-year fixed-rate jumbo mortgage products, as well as our 5/1 adjustable-rate mortgage (ARM) jumbo mortgage product.
For the most up-to-date rates for our FHA 30-year fixed-rate mortgage product, visit our FHA mortgage rates page. For the most up-to-date rates on all of our other products and programs, call 877-868-2503 and speak to a mortgage professional now.
We are an Equal Housing Lender.
All interest rates listed are for qualified applicants and are subject to mortgage approval.
All rates are subject to change without notice. All rates shown (unless indicated) are with 1 Point. Some rates and fees may vary by state.
a: The APR is calculated using a loan amount of $417,000 with 2 points down, plus a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and $20 wire transfer fee.
§: With 0 Points
§§: (0 Point Loans up to $1.5M)
* The APR is calculated using a loan amount of $417,000, a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and $20 wire transfer fee.
** The APR is calculated using a loan amount of $295,000, a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and $20 wire transfer fee.
*** The APR is calculated using a loan amount of $500,000, a $495 application fee, $500 loan processing fee, $695 underwriting fee, $16 flood certification fee and $20 wire transfer fee.
30 year fixed jumbo rates only applicable for New York, New Jersey and Connecticut. Call us for a competitive jumbo rate quote in other states. All interest rates listed are for qualified applicants and are subject to mortgage approval.
