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ARM Mortgage Rates

ARM Mortgage Rates are mortgages that are fixed for the first several years, then becomes variable for the remainder of the loan term. After the initial fixed period, the interest rate on an adjustable rate mortgage fluctuates based on the index and margin.

Call to talk to an ARM Mortgage Rate expert now at 888-868-2509 to lock in today's lowest mortgage rates for your ARM loan or apply now.

ARM Mortgage Rates as of Feb 3, 2012 *

Mortgage Products Rate APR Lock  
30-Year Fixed Conventional 3.625% 3.657% 30 Apply
20-Year Fixed Conventional 3.625% 3.780% 30 Apply
15-Year Fixed Conventional 3.125% 3.322% 30 Apply
30-Year FHA 3.625% 4.975% 30 Apply
30-Year Fixed Jumbo Mortgage 4.375% 4.474% 30 Apply
15-Year Fixed Jumbo Mortgage 3.500% 3.670% 30 Apply
10-Year Fixed Jumbo Mortgage 3.375% 3.621% 30 Apply
5/1-Year ARM Mortgage 2.375% 2.437% 30 Apply
5/1-Year Jumbo ARM Mortgage 2.750% 2.711% 30 Apply
7/1-Year Jumbo ARM Mortgage 3.125% 2.871% 30 Apply
10/1-Year Jumbo ARM Mortgage 3.875% 3.360% 30 Apply

ARM Mortgage Rates provide some of the lowest mortgage interest rates possible, lower than mortgage rates for long-term fixed-rate products. Because of their low interest rates, adjustable rate mortgage are also a good choice for people who expect their incomes to increase in a few years.

Total Mortgage is known nationally for having some of the lowest ARM Mortgage Rates. We not only offer some of the lowest ARM Mortgage Rates and fees in the country but also exceptional service.

Lock in today's low rate by calling 877-868-2503, filling out our short form or chat live with a home loan expert.

For today's rates on all other mortgage products, please call 877-868-2503 to speak to one of our mortgage experts. For a custom ARM mortgage rate quote, apply now by filing out our form.

Tips For ARM Mortgage Rates

  • Think about how long you plan to stay in your current home and if you plan to move before the introductory low ARM rate expires think about refinancing to a new lower rate
  • Understand the financial index and margin that will be used to calculate the ARM Mortgage Rates.
  • Remember that ARM mortgage rates change daily, sometimes several times a day. One of our mortgage professionals can watch ARM Mortgage Rates for you to help you get the lowest ARM rate.
  • You can use APR to take into account the lender's fees and closing costs as well as its actual ARM Mortgage Rate.

You may also visit our current mortgage rates page to view mortgage rates for 15- and 30-year fixed-rate jumbo mortgage products, as well as our 5/1 adjustable-rate mortgage (ARM) jumbo mortgage product. For the most up-to-date rates for our FHA 30-year fixed-rate mortgage product, visit our FHA mortgage rates page. For the most up-to-date rates on all of our other products and programs, call 877-868-2503 and speak to a mortgage professional now.

We are an Equal Housing Lender.

* All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 1 point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, one point, a $495 application fee, $400 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, one point, a $495 application fee, $450 appraisal fee, $799 underwriting fee, a $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV and are subject to mortgage approval with full documentation of income. All rates are subject to change without notice.

All rates shown are for 30 day rate locks with 1 point unless otherwise noted.

Call a Total Mortgage expert now at 877-868-2503 to find out how we can customize a mortgage loan with some of the lowest current mortgage rates for you.

Get a Fast, Free, No Obligation Mortgage Rate Quote Today!