Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About

Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Our mission is to make the mortgage process simpler for homebuyers
$0B+
Closed Loan Volume
0
First-Time Homebuyers
0
Closed Units


Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.

I can't thank Matt and his team enough for all the work they did to help me with the purchase of my first property! Matt and his team did a wonderful job of keeping me informed at all times about where I was at in the home buying process as well as explaining things in a way you can easily digest. Matt helped me secure an extremely competitive interest rate on my property which goes a long way in this current housing market! The process moved swiftly from beginning to end, and I was in my house faster than expected. I can't recommend this team enough, and will most definitely use them again in the future when it's time for my next move!
- Austin B.![]()

Matthew T.
We loved working with Total Mortgage. Kelly was professional, extremely patient and informative every step of the way. We had a unique situation with buying a home with Solar Panels and the company was tricky to work with. Total Mortgage had our back. 10/10 would recommend Total Mortgage to you!
- Emily D.![]()

Kelly T.
Loved how they worked with us. Made our steps very easy. Cesar was knowledgeable and kind and helpful. He made this whole transaction verry and pleasesant. Look forward working with them.
- Reina G.![]()

Cesar M.
Buyer toolsjust for you

Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
We have branches across the country. Check to see if we're in your neighborhood.
Find your local expert


















